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Single Family ResidenceResidential
$733,906$381 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $190,000 on Dec 8, 2015

3640 PEACE RIVER DR

PUNTA GORDA, FL 33983
3
Beds
2
Baths
1,924 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.27 ac
Lot SizeThe size of the land the home sits on, from county records.
2017
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$734K
$690K low$778K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$190,000 · Dec 8, 2015
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$401,906
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$321,525
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.45%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$332,000
TRUSTCO BANK · recorded Jul 26, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,762 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$488,275 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$474,514
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$767,930

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.99 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.99%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCharlotte
Lot (acres)The size of the land the home sits on, from county records.0.27
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 388 ft²Sprinklers

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Deep Creek Elementary SchoolA-
Elementary · Grades PK–5 · 0.8 mi
M
Punta Gorda Middle SchoolC-
Middle · Grades 6–8 · 3.5 mi
H
Charlotte High SchoolC
High · Grades 9–12 · 3.7 mi

District: Charlotte County School District

Neighborhood · ZIP 33983These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.70
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.76
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.19,126
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,551 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,327
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,458
Average tempThe average temperature here across a full year.74°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3640 Peace River Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Punta Gorda 33983
  • Among the highest price per square foot in Punta Gorda 33983
  • Bigger than 70% of homes in Charlotte County
  • Has a bigger lot than 75% of homes in Punta Gorda 33983
  • Newer than 85% of homes in Punta Gorda 33983

What homes are worth in Punta Gorda 33983

Each bar is how many homes fall in that price range. The marker is this home.

This home
$119K$594K

This home is worth more than almost all homes in Punta Gorda 33983.

How it measures up in Punta Gorda 33983

The dot is this home. The mark in the middle is the typical home in Punta Gorda 33983.

Estimated value$733,906
CheaperTypical $316,497Pricier

Pricier than almost all homes nearby

Price per ft²$381
CheaperTypical $169Pricier

Pricier than almost all homes nearby

Living area1,924 ft²
SmallerTypical 1,850 ft²Bigger

Bigger than 55% of homes nearby

Lot size0.27 ac
SmallerTypical 0.23 acBigger

Bigger than 75% of homes nearby

Year built2017
OlderTypical 1992Newer

Newer than 85% of homes nearby

How 3640 Peace River Dr ranks against every home in each area.
MeasureThis homePunta Gorda 33983Charlotte County
Estimated valuepricier than$733,906almost all homes93% of homes
Price per ft²pricier than$381almost all homes95% of homes
Living areabigger than1,924 ft²55% of homes70% of homes
Lot sizebigger than0.27 ac75% of homes75% of homes
Year builtnewer than201785% of homes78% of homes

About 3640 Peace River Dr

How much is 3640 Peace River Dr, Punta Gorda, FL worth?

The TopHap Estimate for 3640 Peace River Dr, Punta Gorda, FL is $733,906 as of Jun 23, 2026. The likely range is $689,871 to $777,940. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3640 Peace River Dr, Punta Gorda, FL last sell?

3640 Peace River Dr, Punta Gorda, FL last sold on Dec 8, 2015 for $190,000, according to the county's recorded deed.

How big is 3640 Peace River Dr, Punta Gorda, FL?

3640 Peace River Dr, Punta Gorda, FL has 3 bedrooms, 2 bathrooms, 1,924 square feet of living space and a 0.27-acre lot.

When was 3640 Peace River Dr, Punta Gorda, FL built?

3640 Peace River Dr, Punta Gorda, FL was built in 2017, making it 9 years old. The building has 1 story.

What schools serve 3640 Peace River Dr, Punta Gorda, FL?

3640 Peace River Dr, Punta Gorda, FL is assigned to Deep Creek Elementary School (elementary), rated A-; Punta Gorda Middle School (middle), rated C-; Charlotte High School (high), rated C. All sit in Charlotte County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3640 Peace River Dr, Punta Gorda, FL compare to other homes in Punta Gorda 33983?

Among the 9,004 homes in Punta Gorda 33983, it is worth more than almost all of them ($733,906 against a typical $316,497), its price per square foot is higher than almost all of them ($381 against a typical $169), it is bigger than 55% of them (1,924 ft² against a typical 1,850 ft²), its lot is bigger than 75% of them (0.27 ac against a typical 0.23 ac) and it is newer than 85% of them (2017 against a typical 1992). Measured against all of Charlotte County, it is worth more than 93% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3640 Peace River Dr, Punta Gorda, FL?

The 2025 property tax bill for 3640 Peace River Dr, Punta Gorda, FL was $6,762. The county assessed it at $488,275.

Closest homes

More homes in Punta Gorda 33983

Assigned schools

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