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Single Family ResidenceResidential
$80,257$42 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $38,000 on Dec 1, 2001

3647 RIVER # RD

LOVELY, KY 41231
3
Beds
1
Baths
1,920 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.57 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$80K
$71K low$89K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$38,000 · Dec 1, 2001
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$80,257
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$64,206

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$922 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$60,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$55,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$60,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$60,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMartin
Lot (acres)The size of the land the home sits on, from county records.0.57
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
ViewThe type of view from the property, or another feature of the site that affects value.Flood Plain/Flood Zone
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 120 ft²

Neighborhood · ZIP 41231These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.127
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.54

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.80%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.3.8%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.28%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.9%
PopulationHow many people live in this area.393
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.96 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$49,778
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,771
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3647 River # Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 83% of homes in Lovely 41231
  • Costs more per square foot than 71% of homes in Lovely 41231
  • Bigger than 84% of homes in Lovely 41231
  • Has a smaller lot than 71% of homes in Martin County
  • Newer than 86% of homes in Lovely 41231

What homes are worth in Lovely 41231

Each bar is how many homes fall in that price range. The marker is this home.

This home
$24K$126K

This home is worth more than 83% of homes in Lovely 41231.

How it measures up in Lovely 41231

The dot is this home. The mark in the middle is the typical home in Lovely 41231.

Estimated value$80,257
CheaperTypical $52,411Pricier

Pricier than 83% of homes nearby

Price per ft²$42
CheaperTypical $36Pricier

Pricier than 71% of homes nearby

Living area1,920 ft²
SmallerTypical 1,280 ft²Bigger

Bigger than 84% of homes nearby

Lot size0.57 ac
SmallerTypical 1 acBigger

Bigger than 40% of homes nearby

Year built2002
OlderTypical 1984Newer

Newer than 86% of homes nearby

How 3647 River # Rd ranks against every home in each area.
MeasureThis homeLovely 41231Martin County
Estimated valuepricier than$80,25783% of homes73% of homes
Price per ft²pricier than$4271% of homes55% of homes
Living areabigger than1,920 ft²84% of homes83% of homes
Lot sizebigger than0.57 ac40% of homes29% of homes
Year builtnewer than200286% of homes86% of homes

About 3647 River # Rd

How much is 3647 River # Rd, Lovely, KY worth?

The TopHap Estimate for 3647 River # Rd, Lovely, KY is $80,257 as of Jul 14, 2026. The likely range is $71,225 to $89,289. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3647 River # Rd, Lovely, KY last sell?

3647 River # Rd, Lovely, KY last sold on Dec 1, 2001 for $38,000, according to the county's recorded deed.

How big is 3647 River # Rd, Lovely, KY?

3647 River # Rd, Lovely, KY has 3 bedrooms, 1 bathrooms, 1,920 square feet of living space and a 0.57-acre lot.

When was 3647 River # Rd, Lovely, KY built?

3647 River # Rd, Lovely, KY was built in 2002, making it 24 years old. The building has 1 story.

How does 3647 River # Rd, Lovely, KY compare to other homes in Lovely 41231?

Among the 431 homes in Lovely 41231, it is worth more than 83% of them ($80,257 against a typical $52,411), its price per square foot is higher than 71% of them ($42 against a typical $36), it is bigger than 84% of them (1,920 ft² against a typical 1,280 ft²), its lot is bigger than 40% of them (0.57 ac against a typical 1 ac) and it is newer than 86% of them (2002 against a typical 1984). Measured against all of Martin County, it is worth more than 73% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3647 River # Rd, Lovely, KY?

The 2025 property tax bill for 3647 River # Rd, Lovely, KY was $922. The county assessed it at $60,000.

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