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Single Family ResidenceResidential
$315,594$219 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3649 RIVER DR S

FARGO, ND 58104
0
Baths
1,440 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.42 ac
Lot SizeThe size of the land the home sits on, from county records.
1976
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$316K
$276K low$355K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$315,594
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$252,475

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,294 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$171,450 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$49,750
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$121,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$161,750
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$342,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCass
Lot (acres)The size of the land the home sits on, from county records.0.42
HeatingThe type of heating system in the home.None

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Eagles Elementary SchoolB-
Elementary · Grades KG–5 · 0.2 mi
M
Discovery Middle SchoolA
Middle · Grades 6–8 · 0.7 mi
H
Davies High SchoolA-
High · Grades 9–12 · 3.2 mi

District: Fargo Public School District 1

Neighborhood · ZIP 58104These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.83
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.12

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.35%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.51,551
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,835 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$93,323
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$116,201
Average tempThe average temperature here across a full year.41°F
Annual precipHow much rain and melted snow falls here in a typical year.23 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3649 River Dr S measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 89% of homes in River Drive
  • Costs less per square foot than 76% of homes in Fargo 58104
  • Smaller than 73% of homes in River Drive
  • Has a bigger lot than 90% of homes in Fargo 58104
  • Among the oldest homes in Fargo 58104

What homes are worth in Fargo 58104

Each bar is how many homes fall in that price range. The marker is this home.

This home
$228K$926K

This home is worth more than 26% of homes in Fargo 58104.

How it measures up in Fargo 58104

The dot is this home. The mark in the middle is the typical home in Fargo 58104.

Estimated value$315,594
CheaperTypical $390,227Pricier

Pricier than 26% of homes nearby

Price per ft²$219
CheaperTypical $278Pricier

Pricier than 24% of homes nearby

Living area1,440 ft²
SmallerTypical 1,495 ft²Bigger

Bigger than 46% of homes nearby

Lot size0.42 ac
SmallerTypical 0.23 acBigger

Bigger than 90% of homes nearby

Year built1976
OlderTypical 2004Newer

Older than almost all homes nearby

How 3649 River Dr S ranks against every home in each area.
MeasureThis homeRiver DriveFargo 58104Cass County
Estimated valuepricier than$315,59411% of homes26% of homes48% of homes
Price per ft²pricier than$21929% of homes24% of homes40% of homes
Living areabigger than1,440 ft²27% of homes46% of homes56% of homes
Lot sizebigger than0.42 ac81% of homes90% of homes85% of homes
Year builtnewer than197632% of homesalmost no homes41% of homes

About 3649 River Dr S

How much is 3649 River Dr S, Fargo, ND worth?

The TopHap Estimate for 3649 River Dr S, Fargo, ND is $315,594 as of Jul 14, 2026. The likely range is $276,437 to $354,751. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 3649 River Dr S, Fargo, ND?

3649 River Dr S, Fargo, ND has 1,440 square feet of living space and a 0.42-acre lot.

When was 3649 River Dr S, Fargo, ND built?

3649 River Dr S, Fargo, ND was built in 1976, making it 50 years old. The building has 1 story.

What schools serve 3649 River Dr S, Fargo, ND?

3649 River Dr S, Fargo, ND is assigned to Eagles Elementary School (elementary), rated B-; Discovery Middle School (middle), rated A; Davies High School (high), rated A-. All sit in Fargo Public School District 1. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3649 River Dr S, Fargo, ND compare to other homes in Fargo 58104?

Among the 12,092 homes in Fargo 58104, it is worth more than 26% of them ($315,594 against a typical $390,227), its price per square foot is higher than 24% of them ($219 against a typical $278), it is bigger than 46% of them (1,440 ft² against a typical 1,495 ft²), its lot is bigger than 90% of them (0.42 ac against a typical 0.23 ac) and it is newer than almost none of them (1976 against a typical 2004). Measured against all of Cass County, it is worth more than 48% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3649 River Dr S, Fargo, ND?

The 2025 property tax bill for 3649 River Dr S, Fargo, ND was $3,294. The county assessed it at $171,450.

Closest homes

More homes in Fargo 58104

Assigned schools

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