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Single Family ResidenceResidential
$493,850
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $480,000 on Aug 31, 2021

3656 SPOTO DR

RANCHO CORDOVA, CA 95670
0
Baths
3,753 ft²
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$494K
$474K low$514K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$480,000 · Aug 31, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,781 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$519,510 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$162,364
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$357,146
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$509,325

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
25
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
65
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
53
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
43
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
26
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySACRAMENTO
Lot (acres)The size of the land the home sits on, from county records.0.86
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Navigator Elementary SchoolB
Elementary · Grades KG–5 · 0.3 mi
H
Cordova High SchoolC
High · Grades 9–12 · 2.5 mi
M
W. E. Mitchell Middle SchoolC
Middle · Grades 6–8 · 2.8 mi

District: Folsom-Cordova Unified School District

Neighborhood · ZIP 95670These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.94

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.56,631
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,254 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$88,723
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$108,150
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.21 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3656 Spoto Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Stone Creek
  • Has a smaller lot than 91% of homes in Sacramento County

What homes are worth in Rancho Cordova 95670

Each bar is how many homes fall in that price range. The marker is this home.

This home
$263K$917K

This home is worth more than 58% of homes in Rancho Cordova 95670.

How it measures up in Rancho Cordova 95670

The dot is this home. The mark in the middle is the typical home in Rancho Cordova 95670.

Estimated value$493,850
CheaperTypical $468,553Pricier

Pricier than 58% of homes nearby

Lot size3,753 ft²
SmallerTypical 0.16 acBigger

Bigger than 14% of homes nearby

How 3656 Spoto Dr ranks against every home in each area.
MeasureThis homeStone CreekRancho Cordova 95670Sacramento County
Estimated valuepricier than$493,8509% of homes58% of homes44% of homes
Lot sizebigger than3,753 ft²12% of homes14% of homes9% of homes

About 3656 Spoto Dr

How much is 3656 Spoto Dr, Rancho Cordova, CA worth?

The TopHap Estimate for 3656 Spoto Dr, Rancho Cordova, CA is $493,850 as of Jul 14, 2026. The likely range is $474,058 to $513,642. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3656 Spoto Dr, Rancho Cordova, CA last sell?

3656 Spoto Dr, Rancho Cordova, CA last sold on Aug 31, 2021 for $480,000, according to the county's recorded deed.

What schools serve 3656 Spoto Dr, Rancho Cordova, CA?

3656 Spoto Dr, Rancho Cordova, CA is assigned to Navigator Elementary School (elementary), rated B; Cordova High School (high), rated C; W. E. Mitchell Middle School (middle), rated C. All sit in Folsom-Cordova Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3656 Spoto Dr, Rancho Cordova, CA compare to other homes in Rancho Cordova 95670?

Among the 15,669 homes in Rancho Cordova 95670, it is worth more than 58% of them ($493,850 against a typical $468,553) and its lot is bigger than 14% of them (3,753 ft² against a typical 0.16 ac). Measured against all of Sacramento County, it is worth more than 44% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3656 Spoto Dr, Rancho Cordova, CA?

The 2025 property tax bill for 3656 Spoto Dr, Rancho Cordova, CA was $8,781. The county assessed it at $519,510.

More homes on Spoto Dr

Closest homes

More homes in Rancho Cordova 95670

Assigned schools

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