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Rural ResidenceResidential
$406,233$302 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

368 RIVER BLUFF TER

COTTER, AR 72626
2 / 1
Baths
1,344 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
21.11 ac
Lot SizeThe size of the land the home sits on, from county records.
2001
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$406K
$318K low$495K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$260,233
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$208,186
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.36%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$146,000
FIRST SECURITY BANK · recorded Oct 26, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$835 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$46,240 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,980
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$44,260
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$46,240
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$231,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.57
66
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
55
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
84
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
67
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
16
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.33 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyBaxter
Lot (acres)The size of the land the home sits on, from county records.21.11
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Closed Piers
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Built-in
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 160 ft²Porch · 96 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Cotter High SchoolB-
Middle · Grades 7–12 · 3.3 mi
E
Amanda Gist Elementary SchoolA-
Elementary · Grades PK–6 · 3.3 mi

District: Cotter School District

Neighborhood · ZIP 72626These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.147
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.133
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.73

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.1,427
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.225 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$38,483
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$56,721
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

368 River Bluff Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 83% of homes in Baxter County
  • Costs more per square foot than 92% of homes in Baxter County
  • Smaller than 65% of homes in Baxter County
  • Has a bigger lot than 97% of homes in Cotter 72626

What homes are worth in Cotter 72626

Each bar is how many homes fall in that price range. The marker is this home.

This home
$63K$968K

This home is worth more than 70% of homes in Cotter 72626.

How it measures up in Cotter 72626

The dot is this home. The mark in the middle is the typical home in Cotter 72626.

Estimated value$406,233
CheaperTypical $253,991Pricier

Pricier than 70% of homes nearby

Price per ft²$302
CheaperTypical $176Pricier

Pricier than 78% of homes nearby

Living area1,344 ft²
SmallerTypical 1,448 ft²Bigger

Bigger than 43% of homes nearby

Lot size21.11 ac
SmallerTypical 0.52 acBigger

Bigger than 97% of homes nearby

Year built2001
OlderTypical 2006Newer

Newer than 38% of homes nearby

How 368 River Bluff Ter ranks against every home in each area.
MeasureThis homeCotter 72626Baxter County
Estimated valuepricier than$406,23370% of homes83% of homes
Price per ft²pricier than$30278% of homes92% of homes
Living areabigger than1,344 ft²43% of homes35% of homes
Lot sizebigger than21.11 ac97% of homes92% of homes
Year builtnewer than200138% of homes40% of homes

About 368 River Bluff Ter

How much is 368 River Bluff Ter, Cotter, AR worth?

The TopHap Estimate for 368 River Bluff Ter, Cotter, AR is $406,233 as of Jul 14, 2026. The likely range is $317,769 to $494,697. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 368 River Bluff Ter, Cotter, AR last sell?

368 River Bluff Ter, Cotter, AR last sold on Nov 7, 2018, according to the county's recorded deed.

How big is 368 River Bluff Ter, Cotter, AR?

368 River Bluff Ter, Cotter, AR has 2 bathrooms, 1,344 square feet of living space and a 21.11-acre lot.

When was 368 River Bluff Ter, Cotter, AR built?

368 River Bluff Ter, Cotter, AR was built in 2001, making it 25 years old. The building has 1 story.

What schools serve 368 River Bluff Ter, Cotter, AR?

368 River Bluff Ter, Cotter, AR is assigned to Cotter High School (middle), rated B-; Amanda Gist Elementary School (elementary), rated A-. All sit in Cotter School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 368 River Bluff Ter, Cotter, AR compare to other homes in Cotter 72626?

Among the 752 homes in Cotter 72626, it is worth more than 70% of them ($406,233 against a typical $253,991), its price per square foot is higher than 78% of them ($302 against a typical $176), it is bigger than 43% of them (1,344 ft² against a typical 1,448 ft²), its lot is bigger than 97% of them (21.11 ac against a typical 0.52 ac) and it is newer than 38% of them (2001 against a typical 2006). Measured against all of Baxter County, it is worth more than 83% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 368 River Bluff Ter, Cotter, AR?

The 2024 property tax bill for 368 River Bluff Ter, Cotter, AR was $835. The county assessed it at $46,240.

Closest homes

More homes in Cotter 72626

Assigned schools

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