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Single Family ResidenceResidential
$560,221$271 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 25, 2026

437 RIVER BLUFF TER

COTTER, AR 72626
2
Baths
2,064 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2003
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$560K
$466K low$654K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$560,221
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$448,177

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,907 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$73,520 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$67,520
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$73,520
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$367,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
36
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
55
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
84
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
67
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
16
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBaxter
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Closed Piers
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 72 ft²Patio · 240 ft²Porch · 240 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Cotter High SchoolB-
Middle · Grades 7–12 · 3.1 mi
E
Amanda Gist Elementary SchoolA-
Elementary · Grades PK–6 · 3.1 mi

District: Cotter School District

Neighborhood · ZIP 72626These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.147
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.133
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.73

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.1,427
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.225 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$38,483
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$56,721
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

437 River Bluff Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 93% of homes in Baxter County
  • Costs more per square foot than 89% of homes in Baxter County
  • Bigger than 82% of homes in Baxter County

What homes are worth in Cotter 72626

Each bar is how many homes fall in that price range. The marker is this home.

This home
$67K$968K

This home is worth more than 81% of homes in Cotter 72626.

How it measures up in Cotter 72626

The dot is this home. The mark in the middle is the typical home in Cotter 72626.

Estimated value$560,221
CheaperTypical $252,749Pricier

Pricier than 81% of homes nearby

Price per ft²$271
CheaperTypical $175Pricier

Pricier than 73% of homes nearby

Living area2,064 ft²
SmallerTypical 1,456 ft²Bigger

Bigger than 80% of homes nearby

Year built2003
OlderTypical 2006Newer

Newer than 43% of homes nearby

How 437 River Bluff Ter ranks against every home in each area.
MeasureThis homeCotter 72626Baxter County
Estimated valuepricier than$560,22181% of homes93% of homes
Price per ft²pricier than$27173% of homes89% of homes
Living areabigger than2,064 ft²80% of homes82% of homes
Year builtnewer than200343% of homes45% of homes

About 437 River Bluff Ter

How much is 437 River Bluff Ter, Cotter, AR worth?

The TopHap Estimate for 437 River Bluff Ter, Cotter, AR is $560,221 as of Jun 25, 2026. The likely range is $466,197 to $654,245. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 437 River Bluff Ter, Cotter, AR last sell?

437 River Bluff Ter, Cotter, AR last sold on Apr 8, 2015, according to the county's recorded deed.

How big is 437 River Bluff Ter, Cotter, AR?

437 River Bluff Ter, Cotter, AR has 2 bathrooms and 2,064 square feet of living space.

When was 437 River Bluff Ter, Cotter, AR built?

437 River Bluff Ter, Cotter, AR was built in 2003, making it 23 years old. The building has 1 story.

What schools serve 437 River Bluff Ter, Cotter, AR?

437 River Bluff Ter, Cotter, AR is assigned to Cotter High School (middle), rated B-; Amanda Gist Elementary School (elementary), rated A-. All sit in Cotter School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 437 River Bluff Ter, Cotter, AR compare to other homes in Cotter 72626?

Among the 752 homes in Cotter 72626, it is worth more than 81% of them ($560,221 against a typical $252,749), its price per square foot is higher than 73% of them ($271 against a typical $175), it is bigger than 80% of them (2,064 ft² against a typical 1,456 ft²) and it is newer than 43% of them (2003 against a typical 2006). Measured against all of Baxter County, it is worth more than 93% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 437 River Bluff Ter, Cotter, AR?

The 2024 property tax bill for 437 River Bluff Ter, Cotter, AR was $1,907. The county assessed it at $73,520.

Closest homes

More homes in Cotter 72626

Assigned schools

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