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Single Family ResidenceResidential
$721,642$266 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3688 BEAR RIVER DR

RIO OSO, CA 95674
0
Baths
2,712 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.49 ac
Lot SizeThe size of the land the home sits on, from county records.
1
StoriesHow many floors the home has above ground.

Valuation

$722K
$672K low$772K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$581,642
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$465,314
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.19%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$140,000
WASHINGTON MUTUAL FSB · R · recorded Oct 31, 2002

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,876 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$277,440 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$31,995
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$245,445
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$277,440

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySutter
Lot (acres)The size of the land the home sits on, from county records.0.49
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.Yes

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Browns Elementary SchoolB-
Elementary · Grades KG–8 · 3.3 mi
H
East Nicolaus High SchoolC
High · Grades 9–12 · 5.3 mi

District: Browns Elementary School District

Neighborhood · ZIP 95674These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.162
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.90

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.2.5%
PopulationHow many people live in this area.858
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.28 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$99,922
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$121,354
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.21 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3688 Bear River Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Sutter County
  • Costs less per square foot than 89% of homes in Rio Oso 95674
  • Bigger than 89% of homes in Sutter County
  • Has a smaller lot than 98% of homes in Rio Oso 95674

What homes are worth in Rio Oso 95674

Each bar is how many homes fall in that price range. The marker is this home.

This home
$376K$1.2M

This home is worth more than 60% of homes in Rio Oso 95674.

How it measures up in Rio Oso 95674

The dot is this home. The mark in the middle is the typical home in Rio Oso 95674.

Estimated value$721,642
CheaperTypical $675,263Pricier

Pricier than 60% of homes nearby

Price per ft²$266
CheaperTypical $355Pricier

Pricier than 11% of homes nearby

Living area2,712 ft²
SmallerTypical 1,742 ft²Bigger

Bigger than 86% of homes nearby

Lot size0.49 ac
SmallerTypical 3.75 acBigger

Bigger than 2% of homes nearby

How 3688 Bear River Dr ranks against every home in each area.
MeasureThis homeRio Oso 95674Sutter County
Estimated valuepricier than$721,64260% of homes95% of homes
Price per ft²pricier than$26611% of homes71% of homes
Living areabigger than2,712 ft²86% of homes89% of homes
Lot sizebigger than0.49 ac2% of homes85% of homes

About 3688 Bear River Dr

How much is 3688 Bear River Dr, Rio Oso, CA worth?

The TopHap Estimate for 3688 Bear River Dr, Rio Oso, CA is $721,642 as of Jul 14, 2026. The likely range is $671,560 to $771,724. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 3688 Bear River Dr, Rio Oso, CA?

3688 Bear River Dr, Rio Oso, CA has 2,712 square feet of living space and a 0.49-acre lot.

What schools serve 3688 Bear River Dr, Rio Oso, CA?

3688 Bear River Dr, Rio Oso, CA is assigned to Browns Elementary School (elementary), rated B-; East Nicolaus High School (high), rated C. All sit in Browns Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3688 Bear River Dr, Rio Oso, CA compare to other homes in Rio Oso 95674?

Among the 340 homes in Rio Oso 95674, it is worth more than 60% of them ($721,642 against a typical $675,263), its price per square foot is higher than 11% of them ($266 against a typical $355), it is bigger than 86% of them (2,712 ft² against a typical 1,742 ft²) and its lot is bigger than 2% of them (0.49 ac against a typical 3.75 ac). Measured against all of Sutter County, it is worth more than 95% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3688 Bear River Dr, Rio Oso, CA?

The 2025 property tax bill for 3688 Bear River Dr, Rio Oso, CA was $2,876. The county assessed it at $277,440.

Closest homes

More homes in Rio Oso 95674

Assigned schools

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