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Single Family ResidenceResidential
$548,071$318 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $345,000 on Jul 12, 2022

3691 BEAR RIVER DR

RIO OSO, CA 95674
3
Beds
1
Baths
1,726 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.61 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$548K
$491K low$605K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$345,000 · Jul 12, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.115%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$540,000
SIERRA PACIFIC MORTGAGE CO INC · recorded Nov 27, 2023
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,500
THE JOHN AND MARGO COOPER FAMILY TRUST

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,666 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$358,938 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$135,252
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$223,686
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$351,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$358,938

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySUTTER
Lot (acres)The size of the land the home sits on, from county records.0.61
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Propane
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Browns Elementary SchoolB-
Elementary · Grades KG–8 · 3.2 mi
H
East Nicolaus High SchoolC
High · Grades 9–12 · 5.3 mi

District: Browns Elementary School District

Neighborhood · ZIP 95674These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.162
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.90

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.2.5%
PopulationHow many people live in this area.858
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.28 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$99,922
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$121,354
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.21 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3691 Bear River Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Sutter County
  • Costs more per square foot than 93% of homes in Sutter County
  • Has a smaller lot than 96% of homes in Rio Oso 95674
  • Older than 94% of homes in Sutter County

What homes are worth in Rio Oso 95674

Each bar is how many homes fall in that price range. The marker is this home.

This home
$367K$1.2M

This home is worth more than 25% of homes in Rio Oso 95674.

How it measures up in Rio Oso 95674

The dot is this home. The mark in the middle is the typical home in Rio Oso 95674.

Estimated value$548,071
CheaperTypical $667,929Pricier

Pricier than 25% of homes nearby

Price per ft²$318
CheaperTypical $355Pricier

Pricier than 32% of homes nearby

Living area1,726 ft²
SmallerTypical 1,744 ft²Bigger

Bigger than 49% of homes nearby

Lot size0.61 ac
SmallerTypical 3.85 acBigger

Bigger than 4% of homes nearby

Year built1940
OlderTypical 1977Newer

Newer than 11% of homes nearby

How 3691 Bear River Dr ranks against every home in each area.
MeasureThis homeRio Oso 95674Sutter County
Estimated valuepricier than$548,07125% of homes82% of homes
Price per ft²pricier than$31832% of homes93% of homes
Living areabigger than1,726 ft²49% of homes52% of homes
Lot sizebigger than0.61 ac4% of homes86% of homes
Year builtnewer than194011% of homes6% of homes

About 3691 Bear River Dr

How much is 3691 Bear River Dr, Rio Oso, CA worth?

The TopHap Estimate for 3691 Bear River Dr, Rio Oso, CA is $548,071 as of Jul 14, 2026. The likely range is $490,756 to $605,386. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3691 Bear River Dr, Rio Oso, CA last sell?

3691 Bear River Dr, Rio Oso, CA last sold on Jul 12, 2022 for $345,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 3691 Bear River Dr, Rio Oso, CA?

3691 Bear River Dr, Rio Oso, CA has 3 bedrooms, 1 bathrooms, 1,726 square feet of living space and a 0.61-acre lot.

When was 3691 Bear River Dr, Rio Oso, CA built?

3691 Bear River Dr, Rio Oso, CA was built in 1940, making it 86 years old. The building has 1 story.

What schools serve 3691 Bear River Dr, Rio Oso, CA?

3691 Bear River Dr, Rio Oso, CA is assigned to Browns Elementary School (elementary), rated B-; East Nicolaus High School (high), rated C. All sit in Browns Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3691 Bear River Dr, Rio Oso, CA compare to other homes in Rio Oso 95674?

Among the 340 homes in Rio Oso 95674, it is worth more than 25% of them ($548,071 against a typical $667,929), its price per square foot is higher than 32% of them ($318 against a typical $355), it is bigger than 49% of them (1,726 ft² against a typical 1,744 ft²), its lot is bigger than 4% of them (0.61 ac against a typical 3.85 ac) and it is newer than 11% of them (1940 against a typical 1977). Measured against all of Sutter County, it is worth more than 82% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3691 Bear River Dr, Rio Oso, CA?

The 2024 property tax bill for 3691 Bear River Dr, Rio Oso, CA was $3,666. The county assessed it at $358,938.

Closest homes

More homes in Rio Oso 95674

Assigned schools

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