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Single Family ResidenceResidential
Last sold for $31,500 on May 13, 2005

3704 VALLEY CREEK DR

PENDLETON, KY 40055
3
Beds
2
Baths
1,791 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5 ac
Lot SizeThe size of the land the home sits on, from county records.
2006
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$31,500 · May 13, 2005

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,233 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$340,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$80,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$260,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$307,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$340,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.49 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOldham
Lot (acres)The size of the land the home sits on, from county records.5.00
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Oldham County High SchoolA
High · Grades 9–12 · 9.1 mi
E
Buckner Elementary SchoolA
Elementary · Grades KG–5 · 9.3 mi
M
Oldham County Middle SchoolA-
Middle · Grades 6–8 · 9.3 mi

District: Oldham County School District

Neighborhood · ZIP 40055These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.142
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.41

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.1,818
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.91 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,029
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,027
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3704 Valley Creek Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 67% of homes in Pendleton 40055
  • Has a bigger lot than 90% of homes in Oldham County
  • Newer than 94% of homes in Pendleton 40055

How it measures up in Pendleton 40055

The dot is this home. The mark in the middle is the typical home in Pendleton 40055.

Living area1,791 ft²
SmallerTypical 1,608 ft²Bigger

Bigger than 67% of homes nearby

Lot size5 ac
SmallerTypical 4.05 acBigger

Bigger than 57% of homes nearby

Year built2006
OlderTypical 1996Newer

Newer than 94% of homes nearby

How 3704 Valley Creek Dr ranks against every home in each area.
MeasureThis homePendleton 40055Oldham County
Living areabigger than1,791 ft²67% of homes42% of homes
Lot sizebigger than5 ac57% of homes90% of homes
Year builtnewer than200694% of homes94% of homes

About 3704 Valley Creek Dr

When did 3704 Valley Creek Dr, Pendleton, KY last sell?

3704 Valley Creek Dr, Pendleton, KY last sold on May 13, 2005 for $31,500, according to the county's recorded deed.

How big is 3704 Valley Creek Dr, Pendleton, KY?

3704 Valley Creek Dr, Pendleton, KY has 3 bedrooms, 2 bathrooms, 1,791 square feet of living space and a 5.00-acre lot.

When was 3704 Valley Creek Dr, Pendleton, KY built?

3704 Valley Creek Dr, Pendleton, KY was built in 2006, making it 20 years old. The building has 1 story.

What schools serve 3704 Valley Creek Dr, Pendleton, KY?

3704 Valley Creek Dr, Pendleton, KY is assigned to Oldham County High School (high), rated A; Buckner Elementary School (elementary), rated A; Oldham County Middle School (middle), rated A-. All sit in Oldham County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3704 Valley Creek Dr, Pendleton, KY compare to other homes in Pendleton 40055?

Among the 819 homes in Pendleton 40055, it is bigger than 67% of them (1,791 ft² against a typical 1,608 ft²), its lot is bigger than 57% of them (5 ac against a typical 4.05 ac) and it is newer than 94% of them (2006 against a typical 1996). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3704 Valley Creek Dr, Pendleton, KY?

The 2025 property tax bill for 3704 Valley Creek Dr, Pendleton, KY was $4,233. The county assessed it at $340,000.

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