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Single Family ResidenceResidential
$380,603$189 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

3727 VALLEY CREEK DR

PENDLETON, KY 40055
3
Beds
2
Baths
2,016 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5.01 ac
Lot SizeThe size of the land the home sits on, from county records.
1983
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$381K
$362K low$400K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,495 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$280,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$80,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$200,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$220,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$280,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.56 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOldham
Lot (acres)The size of the land the home sits on, from county records.5.01
ConstructionThe main material the home's frame and walls are built from.Concrete
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Oldham County High SchoolA
High · Grades 9–12 · 9.3 mi
E
Buckner Elementary SchoolA
Elementary · Grades KG–5 · 9.5 mi
M
Oldham County Middle SchoolA-
Middle · Grades 6–8 · 9.5 mi

District: Oldham County School District

Neighborhood · ZIP 40055These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.142
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.41

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.1,818
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.91 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,029
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,027
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3727 Valley Creek Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 66% of homes in Pendleton 40055
  • Costs less per square foot than 80% of homes in Oldham County
  • Bigger than 79% of homes in Pendleton 40055
  • Has a bigger lot than 90% of homes in Oldham County
  • Older than 76% of homes in Pendleton 40055

What homes are worth in Pendleton 40055

Each bar is how many homes fall in that price range. The marker is this home.

This home
$79K$786K

This home is worth more than 66% of homes in Pendleton 40055.

How it measures up in Pendleton 40055

The dot is this home. The mark in the middle is the typical home in Pendleton 40055.

Estimated value$380,603
CheaperTypical $325,260Pricier

Pricier than 66% of homes nearby

Price per ft²$189
CheaperTypical $213Pricier

Pricier than 32% of homes nearby

Living area2,016 ft²
SmallerTypical 1,608 ft²Bigger

Bigger than 79% of homes nearby

Lot size5.01 ac
SmallerTypical 4.22 acBigger

Bigger than 57% of homes nearby

Year built1983
OlderTypical 1996Newer

Newer than 24% of homes nearby

How 3727 Valley Creek Dr ranks against every home in each area.
MeasureThis homePendleton 40055Oldham County
Estimated valuepricier than$380,60366% of homes36% of homes
Price per ft²pricier than$18932% of homes20% of homes
Living areabigger than2,016 ft²79% of homes53% of homes
Lot sizebigger than5.01 ac57% of homes90% of homes
Year builtnewer than198324% of homes33% of homes

About 3727 Valley Creek Dr

How much is 3727 Valley Creek Dr, Pendleton, KY worth?

The TopHap Estimate for 3727 Valley Creek Dr, Pendleton, KY is $380,603 as of Aug 30, 2026. The likely range is $361,658 to $399,548. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 3727 Valley Creek Dr, Pendleton, KY?

3727 Valley Creek Dr, Pendleton, KY has 3 bedrooms, 2 bathrooms, 2,016 square feet of living space and a 5.01-acre lot.

When was 3727 Valley Creek Dr, Pendleton, KY built?

3727 Valley Creek Dr, Pendleton, KY was built in 1983, making it 43 years old. The building has 1 story.

What schools serve 3727 Valley Creek Dr, Pendleton, KY?

3727 Valley Creek Dr, Pendleton, KY is assigned to Oldham County High School (high), rated A; Buckner Elementary School (elementary), rated A; Oldham County Middle School (middle), rated A-. All sit in Oldham County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3727 Valley Creek Dr, Pendleton, KY compare to other homes in Pendleton 40055?

Among the 819 homes in Pendleton 40055, it is worth more than 66% of them ($380,603 against a typical $325,260), its price per square foot is higher than 32% of them ($189 against a typical $213), it is bigger than 79% of them (2,016 ft² against a typical 1,608 ft²), its lot is bigger than 57% of them (5.01 ac against a typical 4.22 ac) and it is newer than 24% of them (1983 against a typical 1996). Measured against all of Oldham County, it is worth more than 36% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3727 Valley Creek Dr, Pendleton, KY?

The 2025 property tax bill for 3727 Valley Creek Dr, Pendleton, KY was $3,495. The county assessed it at $280,000.

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