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Single Family ResidenceResidential
$378,763$118 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $199,900 on Jun 14, 2010

3706 ELM RIDGE DR

PHENIX CITY, AL 36870
3 / 1
Baths
3,211 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.35 ac
Lot SizeThe size of the land the home sits on, from county records.
2010
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$379K
$346K low$411K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$199,900 · Jun 14, 2010
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$159,422
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$127,538
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.59%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$219,341
PENNYMAC LOAN SERVICES, LLC · R · recorded Oct 9, 2014

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,770 (2023)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$33,380 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$30,380
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$32,330
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$333,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.28
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
24
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
17
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.144 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyRussell
Lot (acres)The size of the land the home sits on, from county records.0.35
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 782 ft²Porch · 99 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Central High SchoolA
High · Grades 9–12 · 0.4 mi
M
Phenix City Intermediate SchoolC-
Middle · Grades 6–7 · 1.2 mi
E
Phenix City Elementary SchoolC
Elementary · Grades KG–5 · 1.2 mi

District: Phenix City City School District

Neighborhood · ZIP 36870These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.75
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.29

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.19,120
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.837 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,548
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,113
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3706 Elm Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 93% of homes in Phenix City 36870
  • Costs less per square foot than 93% of homes in Phenix City 36870
  • Bigger than 98% of homes in Phenix City 36870
  • Has a smaller lot than 65% of homes in Phenix City 36870
  • Newer than 88% of homes in Phenix City 36870

What homes are worth in Phenix City 36870

Each bar is how many homes fall in that price range. The marker is this home.

This home
$115K$472K

This home is worth more than 93% of homes in Phenix City 36870.

How it measures up in Phenix City 36870

The dot is this home. The mark in the middle is the typical home in Phenix City 36870.

Estimated value$378,763
CheaperTypical $254,100Pricier

Pricier than 93% of homes nearby

Price per ft²$118
CheaperTypical $160Pricier

Pricier than 7% of homes nearby

Living area3,211 ft²
SmallerTypical 1,542 ft²Bigger

Bigger than 98% of homes nearby

Lot size0.35 ac
SmallerTypical 0.46 acBigger

Bigger than 35% of homes nearby

Year built2010
OlderTypical 1998Newer

Newer than 88% of homes nearby

How 3706 Elm Ridge Dr ranks against every home in each area.
MeasureThis homePhenix City 36870Russell County
Estimated valuepricier than$378,76393% of homes91% of homes
Price per ft²pricier than$1187% of homes44% of homes
Living areabigger than3,211 ft²98% of homes95% of homes
Lot sizebigger than0.35 ac35% of homes41% of homes
Year builtnewer than201088% of homes87% of homes

About 3706 Elm Ridge Dr

How much is 3706 Elm Ridge Dr, Phenix City, AL worth?

The TopHap Estimate for 3706 Elm Ridge Dr, Phenix City, AL is $378,763 as of Jul 14, 2026. The likely range is $346,385 to $411,141. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3706 Elm Ridge Dr, Phenix City, AL last sell?

3706 Elm Ridge Dr, Phenix City, AL last sold on Jun 14, 2010 for $199,900, according to the county's recorded deed.

How big is 3706 Elm Ridge Dr, Phenix City, AL?

3706 Elm Ridge Dr, Phenix City, AL has 3 bathrooms, 3,211 square feet of living space and a 0.35-acre lot.

When was 3706 Elm Ridge Dr, Phenix City, AL built?

3706 Elm Ridge Dr, Phenix City, AL was built in 2010, making it 16 years old. The building has 1 story.

What schools serve 3706 Elm Ridge Dr, Phenix City, AL?

3706 Elm Ridge Dr, Phenix City, AL is assigned to Central High School (high), rated A; Phenix City Intermediate School (middle), rated C-; Phenix City Elementary School (elementary), rated C. All sit in Phenix City City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3706 Elm Ridge Dr, Phenix City, AL compare to other homes in Phenix City 36870?

Among the 6,451 homes in Phenix City 36870, it is worth more than 93% of them ($378,763 against a typical $254,100), its price per square foot is higher than 7% of them ($118 against a typical $160), it is bigger than 98% of them (3,211 ft² against a typical 1,542 ft²), its lot is bigger than 35% of them (0.35 ac against a typical 0.46 ac) and it is newer than 88% of them (2010 against a typical 1998). Measured against all of Russell County, it is worth more than 91% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3706 Elm Ridge Dr, Phenix City, AL?

The 2023 property tax bill for 3706 Elm Ridge Dr, Phenix City, AL was $1,770. The county assessed it at $33,380.

Closest homes

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Assigned schools

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