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Single Family ResidenceResidential
$406,976$246 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $240,500 on Nov 6, 2018

3709 LUDGATE DR

CHESAPEAKE, VA 23321
3
Beds
2
Baths
1,653 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.27 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$407K
$386K low$428K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$240,500 · Nov 6, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,651 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$364,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$160,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$204,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$361,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$364,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
50
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
4
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
78
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
75
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCHESAPEAKE CITY
Lot (acres)The size of the land the home sits on, from county records.0.27
ConstructionThe main material the home's frame and walls are built from.Brick
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 322 ft²Patio · 214 ft²Porch · 154 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Western Branch Primary School
Elementary · Grades PK–2 · 0.7 mi
M
Western Branch Middle SchoolB
Middle · Grades 6–8 · 0.9 mi
H
Western Branch High SchoolB+
High · Grades 9–12 · 1.0 mi

District: Chesapeake City Public Schools

Neighborhood · ZIP 23321These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.79
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.25

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.37,912
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,420 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$105,100
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$127,739
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3709 Ludgate Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 87% of homes in Chesapeake 23321
  • Older than 70% of homes in Chesapeake city County

What homes are worth in Chesapeake 23321

Each bar is how many homes fall in that price range. The marker is this home.

This home
$160K$756K

This home is worth more than 54% of homes in Chesapeake 23321.

How it measures up in Chesapeake 23321

The dot is this home. The mark in the middle is the typical home in Chesapeake 23321.

Estimated value$406,976
CheaperTypical $393,076Pricier

Pricier than 54% of homes nearby

Price per ft²$246
CheaperTypical $205Pricier

Pricier than 87% of homes nearby

Living area1,653 ft²
SmallerTypical 1,878 ft²Bigger

Bigger than 37% of homes nearby

Lot size0.27 ac
SmallerTypical 0.29 acBigger

Bigger than 45% of homes nearby

Year built1978
OlderTypical 1987Newer

Newer than 36% of homes nearby

How 3709 Ludgate Dr ranks against every home in each area.
MeasureThis homeChesapeake 23321Chesapeake city County
Estimated valuepricier than$406,97654% of homes47% of homes
Price per ft²pricier than$24687% of homes73% of homes
Living areabigger than1,653 ft²37% of homes37% of homes
Lot sizebigger than0.27 ac45% of homes53% of homes
Year builtnewer than197836% of homes30% of homes

About 3709 Ludgate Dr

How much is 3709 Ludgate Dr, Chesapeake, VA worth?

The TopHap Estimate for 3709 Ludgate Dr, Chesapeake, VA is $406,976 as of Sep 24, 2026. The likely range is $385,537 to $428,415. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3709 Ludgate Dr, Chesapeake, VA last sell?

3709 Ludgate Dr, Chesapeake, VA last sold on Nov 6, 2018 for $240,500, according to the county's recorded deed.

How big is 3709 Ludgate Dr, Chesapeake, VA?

3709 Ludgate Dr, Chesapeake, VA has 3 bedrooms, 2 bathrooms, 1,653 square feet of living space and a 0.27-acre lot.

When was 3709 Ludgate Dr, Chesapeake, VA built?

3709 Ludgate Dr, Chesapeake, VA was built in 1978, making it 48 years old. The building has 1 story.

What schools serve 3709 Ludgate Dr, Chesapeake, VA?

3709 Ludgate Dr, Chesapeake, VA is assigned to Western Branch Primary School (elementary); Western Branch Middle School (middle), rated B; Western Branch High School (high), rated B+. All sit in Chesapeake City Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3709 Ludgate Dr, Chesapeake, VA compare to other homes in Chesapeake 23321?

Among the 12,724 homes in Chesapeake 23321, it is worth more than 54% of them ($406,976 against a typical $393,076), its price per square foot is higher than 87% of them ($246 against a typical $205), it is bigger than 37% of them (1,653 ft² against a typical 1,878 ft²), its lot is bigger than 45% of them (0.27 ac against a typical 0.29 ac) and it is newer than 36% of them (1978 against a typical 1987). Measured against all of Chesapeake city County, it is worth more than 47% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3709 Ludgate Dr, Chesapeake, VA?

The 2025 property tax bill for 3709 Ludgate Dr, Chesapeake, VA was $3,651. The county assessed it at $364,000.

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