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Single Family ResidenceResidential
$460,913$248 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

3728 LUDGATE DR

CHESAPEAKE, VA 23321
3
Beds
2.5
Baths
1,862 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.31 ac
Lot SizeThe size of the land the home sits on, from county records.
1984
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$461K
$444K low$477K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,193 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$422,300 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$160,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$262,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$415,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$422,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
8
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
78
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
75
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCHESAPEAKE CITY
Lot (acres)The size of the land the home sits on, from county records.0.31
ConstructionThe main material the home's frame and walls are built from.Brick
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckShed · 140 ft²Patio · 524 ft²Porch · 76 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Western Branch Primary School
Elementary · Grades PK–2 · 0.6 mi
M
Western Branch Middle SchoolB
Middle · Grades 6–8 · 0.9 mi
H
Western Branch High SchoolB+
High · Grades 9–12 · 0.9 mi

District: Chesapeake City Public Schools

Neighborhood · ZIP 23321These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.79
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.25

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.37,912
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,420 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$105,100
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$127,739
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3728 Ludgate Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 66% of homes in Chesapeake 23321
  • Costs more per square foot than 88% of homes in Chesapeake 23321

What homes are worth in Chesapeake 23321

Each bar is how many homes fall in that price range. The marker is this home.

This home
$160K$756K

This home is worth more than 66% of homes in Chesapeake 23321.

How it measures up in Chesapeake 23321

The dot is this home. The mark in the middle is the typical home in Chesapeake 23321.

Estimated value$460,913
CheaperTypical $393,076Pricier

Pricier than 66% of homes nearby

Price per ft²$248
CheaperTypical $205Pricier

Pricier than 88% of homes nearby

Living area1,862 ft²
SmallerTypical 1,878 ft²Bigger

Bigger than 48% of homes nearby

Lot size0.31 ac
SmallerTypical 0.29 acBigger

Bigger than 55% of homes nearby

Year built1984
OlderTypical 1987Newer

Newer than 44% of homes nearby

How 3728 Ludgate Dr ranks against every home in each area.
MeasureThis homeChesapeake 23321Chesapeake city County
Estimated valuepricier than$460,91366% of homes58% of homes
Price per ft²pricier than$24888% of homes74% of homes
Living areabigger than1,862 ft²48% of homes48% of homes
Lot sizebigger than0.31 ac55% of homes63% of homes
Year builtnewer than198444% of homes38% of homes

About 3728 Ludgate Dr

How much is 3728 Ludgate Dr, Chesapeake, VA worth?

The TopHap Estimate for 3728 Ludgate Dr, Chesapeake, VA is $460,913 as of Sep 24, 2026. The likely range is $444,399 to $477,427. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3728 Ludgate Dr, Chesapeake, VA last sell?

3728 Ludgate Dr, Chesapeake, VA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3728 Ludgate Dr, Chesapeake, VA?

3728 Ludgate Dr, Chesapeake, VA has 3 bedrooms, 2.5 bathrooms, 1,862 square feet of living space and a 0.31-acre lot.

When was 3728 Ludgate Dr, Chesapeake, VA built?

3728 Ludgate Dr, Chesapeake, VA was built in 1984, making it 42 years old. The building has 1 story.

What schools serve 3728 Ludgate Dr, Chesapeake, VA?

3728 Ludgate Dr, Chesapeake, VA is assigned to Western Branch Primary School (elementary); Western Branch Middle School (middle), rated B; Western Branch High School (high), rated B+. All sit in Chesapeake City Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3728 Ludgate Dr, Chesapeake, VA compare to other homes in Chesapeake 23321?

Among the 12,724 homes in Chesapeake 23321, it is worth more than 66% of them ($460,913 against a typical $393,076), its price per square foot is higher than 88% of them ($248 against a typical $205), it is bigger than 48% of them (1,862 ft² against a typical 1,878 ft²), its lot is bigger than 55% of them (0.31 ac against a typical 0.29 ac) and it is newer than 44% of them (1984 against a typical 1987). Measured against all of Chesapeake city County, it is worth more than 58% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3728 Ludgate Dr, Chesapeake, VA?

The 2025 property tax bill for 3728 Ludgate Dr, Chesapeake, VA was $4,193. The county assessed it at $422,300.

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