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Single Family ResidenceResidential
$436,268$291 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $239,400 on Nov 21, 2023

3712 ROCK RIDGE RD

JEFFERSON CITY, MO 65109
3
Beds
2 / 1
Baths
1,499 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.12 ac
Lot SizeThe size of the land the home sits on, from county records.
2015
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$436K
$418K low$455K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$239,400 · Nov 21, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$256,268
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$205,014
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.42%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$180,000
UNITED STATES FEDERAL CREDIT UNION · recorded Nov 21, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,424 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$40,530 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,560
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$35,970
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$36,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$213,300

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyCOLE
Lot (acres)The size of the land the home sits on, from county records.1.12
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Thomas Jefferson Middle SchoolA-
Middle · Grades 6–8 · 0.9 mi
E
Lawson Elementary SchoolB-
Elementary · Grades KG–5 · 1.1 mi
H
Capital City High SchoolC
High · Grades 9–12 · 2.5 mi

District: Jefferson City Public Schools

Neighborhood · ZIP 65109These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.85
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.47

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.37,599
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.464 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,336
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$92,301
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3712 Rock Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 80% of homes in Jefferson City 65109
  • Costs more per square foot than 96% of homes in Jefferson City 65109
  • Has a bigger lot than 88% of homes in Jefferson City 65109
  • Newer than 94% of homes in Jefferson City 65109

What homes are worth in Jefferson City 65109

Each bar is how many homes fall in that price range. The marker is this home.

This home
$150K$835K

This home is worth more than 80% of homes in Jefferson City 65109.

How it measures up in Jefferson City 65109

The dot is this home. The mark in the middle is the typical home in Jefferson City 65109.

Estimated value$436,268
CheaperTypical $299,481Pricier

Pricier than 80% of homes nearby

Price per ft²$291
CheaperTypical $201Pricier

Pricier than 96% of homes nearby

Living area1,499 ft²
SmallerTypical 1,588 ft²Bigger

Bigger than 43% of homes nearby

Lot size1.12 ac
SmallerTypical 0.33 acBigger

Bigger than 88% of homes nearby

Year built2015
OlderTypical 1983Newer

Newer than 94% of homes nearby

How 3712 Rock Ridge Rd ranks against every home in each area.
MeasureThis homeJefferson City 65109Cole County
Estimated valuepricier than$436,26880% of homes78% of homes
Price per ft²pricier than$29196% of homes94% of homes
Living areabigger than1,499 ft²43% of homes42% of homes
Lot sizebigger than1.12 ac88% of homes76% of homes
Year builtnewer than201594% of homes94% of homes

About 3712 Rock Ridge Rd

How much is 3712 Rock Ridge Rd, Jefferson City, MO worth?

The TopHap Estimate for 3712 Rock Ridge Rd, Jefferson City, MO is $436,268 as of Jul 14, 2026. The likely range is $417,798 to $454,738. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3712 Rock Ridge Rd, Jefferson City, MO last sell?

3712 Rock Ridge Rd, Jefferson City, MO last sold on Nov 21, 2023 for $239,400, according to the county's recorded deed.

How big is 3712 Rock Ridge Rd, Jefferson City, MO?

3712 Rock Ridge Rd, Jefferson City, MO has 3 bedrooms, 2 bathrooms, 1,499 square feet of living space and a 1.12-acre lot.

When was 3712 Rock Ridge Rd, Jefferson City, MO built?

3712 Rock Ridge Rd, Jefferson City, MO was built in 2015, making it 11 years old. It is a ranch home. The building has 1 story.

What schools serve 3712 Rock Ridge Rd, Jefferson City, MO?

3712 Rock Ridge Rd, Jefferson City, MO is assigned to Thomas Jefferson Middle School (middle), rated A-; Lawson Elementary School (elementary), rated B-; Capital City High School (high), rated C. All sit in Jefferson City Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3712 Rock Ridge Rd, Jefferson City, MO compare to other homes in Jefferson City 65109?

Among the 13,728 homes in Jefferson City 65109, it is worth more than 80% of them ($436,268 against a typical $299,481), its price per square foot is higher than 96% of them ($291 against a typical $201), it is bigger than 43% of them (1,499 ft² against a typical 1,588 ft²), its lot is bigger than 88% of them (1.12 ac against a typical 0.33 ac) and it is newer than 94% of them (2015 against a typical 1983). Measured against all of Cole County, it is worth more than 78% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3712 Rock Ridge Rd, Jefferson City, MO?

The 2025 property tax bill for 3712 Rock Ridge Rd, Jefferson City, MO was $2,424. The county assessed it at $40,530.

More homes on Rock Ridge Rd

Closest homes

More homes in Jefferson City 65109

Assigned schools

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