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Single Family ResidenceResidential
$469,942$312 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $425,000 on Jun 5, 2025

3715 SWANN RIDGE RD

HILHAM, TN 38568
2
Baths
1,508 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.58 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$470K
$401K low$539K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$425,000 · Jun 5, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$184,942
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$147,954
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.61%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$285,000
WESBANCO BANK INC · recorded Jun 5, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,926 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$74,075 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$16,250
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$57,825
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$74,075
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$296,300

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCLAY
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2012
Lot (acres)The size of the land the home sits on, from county records.0.58
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Package
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 144 ft²Porch · 540 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Clay County Adult High School
High · Grades 9–12 · 5.2 mi
E
Celina K-8D
Elementary · Grades PK–8 · 5.3 mi

District: Clay County School District

Neighborhood · ZIP 38568These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.126
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.49

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.5.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.22%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.2,422
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.38 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,122
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$60,016
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3715 Swann Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 93% of homes in Clay County
  • Costs more per square foot than 95% of homes in Clay County
  • Bigger than 70% of homes in Clay County
  • Has a smaller lot than 95% of homes in Hilham 38568
  • Newer than 87% of homes in Clay County

What homes are worth in Hilham 38568

Each bar is how many homes fall in that price range. The marker is this home.

This home
$38K$744K

This home is worth more than 89% of homes in Hilham 38568.

How it measures up in Hilham 38568

The dot is this home. The mark in the middle is the typical home in Hilham 38568.

Estimated value$469,942
CheaperTypical $247,396Pricier

Pricier than 89% of homes nearby

Price per ft²$312
CheaperTypical $191Pricier

Pricier than 93% of homes nearby

Living area1,508 ft²
SmallerTypical 1,251 ft²Bigger

Bigger than 67% of homes nearby

Lot size0.58 ac
SmallerTypical 4.2 acBigger

Bigger than 5% of homes nearby

Year built2005
OlderTypical 1993Newer

Newer than 76% of homes nearby

How 3715 Swann Ridge Rd ranks against every home in each area.
MeasureThis homeHilham 38568Clay County
Estimated valuepricier than$469,94289% of homes93% of homes
Price per ft²pricier than$31293% of homes95% of homes
Living areabigger than1,508 ft²67% of homes70% of homes
Lot sizebigger than0.58 ac5% of homes17% of homes
Year builtnewer than200576% of homes87% of homes

About 3715 Swann Ridge Rd

How much is 3715 Swann Ridge Rd, Hilham, TN worth?

The TopHap Estimate for 3715 Swann Ridge Rd, Hilham, TN is $469,942 as of Jul 14, 2026. The likely range is $401,112 to $538,772. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3715 Swann Ridge Rd, Hilham, TN last sell?

3715 Swann Ridge Rd, Hilham, TN last sold on Jun 5, 2025 for $425,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 3715 Swann Ridge Rd, Hilham, TN?

3715 Swann Ridge Rd, Hilham, TN has 2 bathrooms, 1,508 square feet of living space and a 0.58-acre lot.

When was 3715 Swann Ridge Rd, Hilham, TN built?

3715 Swann Ridge Rd, Hilham, TN was built in 2005, making it 21 years old. The building has 1 story.

What schools serve 3715 Swann Ridge Rd, Hilham, TN?

3715 Swann Ridge Rd, Hilham, TN is assigned to Clay County Adult High School (high); Celina K-8 (elementary), rated D. All sit in Clay County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3715 Swann Ridge Rd, Hilham, TN compare to other homes in Hilham 38568?

Among the 1,038 homes in Hilham 38568, it is worth more than 89% of them ($469,942 against a typical $247,396), its price per square foot is higher than 93% of them ($312 against a typical $191), it is bigger than 67% of them (1,508 ft² against a typical 1,251 ft²), its lot is bigger than 5% of them (0.58 ac against a typical 4.2 ac) and it is newer than 76% of them (2005 against a typical 1993). Measured against all of Clay County, it is worth more than 93% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3715 Swann Ridge Rd, Hilham, TN?

The 2025 property tax bill for 3715 Swann Ridge Rd, Hilham, TN was $1,926. The county assessed it at $74,075.

Closest homes

More homes in Hilham 38568

Assigned schools

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