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Single Family ResidenceResidential
$116,210
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $120,000 on Jul 15, 2022

3720 TOPINABEE MAIL RTE

CHEBOYGAN, MI 49721
0
Baths
2.03 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$116K
$95K low$137K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$120,000 · Jul 15, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$8,210
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$6,568
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.70%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$108,000
MEMBERS FIRST MORTGAGE · recorded Jul 15, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$538 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$24,100 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$24,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$48,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.23
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
9
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
40
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
66
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
3
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCHEBOYGAN
Lot (acres)The size of the land the home sits on, from county records.2.03
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Pellston Elementary SchoolA
Elementary · Grades PK–5 · 8.1 mi
M
Pellston Middlehigh SchoolC
Middle · Grades 6–12 · 8.2 mi

District: Pellston Public Schools

Neighborhood · ZIP 49721These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.9

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.67%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.9%
PopulationHow many people live in this area.14,470
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.47 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,395
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,336
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3720 Topinabee Mail Rte measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 76% of homes in Cheboygan County
  • Has a bigger lot than 71% of homes in Cheboygan 49721

What homes are worth in Cheboygan 49721

Each bar is how many homes fall in that price range. The marker is this home.

This home
$24K$955K

This home is worth more than 25% of homes in Cheboygan 49721.

How it measures up in Cheboygan 49721

The dot is this home. The mark in the middle is the typical home in Cheboygan 49721.

Estimated value$116,210
CheaperTypical $186,923Pricier

Pricier than 25% of homes nearby

Lot size2.03 ac
SmallerTypical 0.94 acBigger

Bigger than 71% of homes nearby

How 3720 Topinabee Mail Rte ranks against every home in each area.
MeasureThis homeCheboygan 49721Cheboygan County
Estimated valuepricier than$116,21025% of homes24% of homes
Lot sizebigger than2.03 ac71% of homes68% of homes

About 3720 Topinabee Mail Rte

How much is 3720 Topinabee Mail Rte, Cheboygan, MI worth?

The TopHap Estimate for 3720 Topinabee Mail Rte, Cheboygan, MI is $116,210 as of Jul 14, 2026. The likely range is $95,371 to $137,049. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3720 Topinabee Mail Rte, Cheboygan, MI last sell?

3720 Topinabee Mail Rte, Cheboygan, MI last sold on Jul 15, 2022 for $120,000, according to the county's recorded deed.

What schools serve 3720 Topinabee Mail Rte, Cheboygan, MI?

3720 Topinabee Mail Rte, Cheboygan, MI is assigned to Pellston Elementary School (elementary), rated A; Pellston Middlehigh School (middle), rated C. All sit in Pellston Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3720 Topinabee Mail Rte, Cheboygan, MI compare to other homes in Cheboygan 49721?

Among the 9,041 homes in Cheboygan 49721, it is worth more than 25% of them ($116,210 against a typical $186,923) and its lot is bigger than 71% of them (2.03 ac against a typical 0.94 ac). Measured against all of Cheboygan County, it is worth more than 24% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3720 Topinabee Mail Rte, Cheboygan, MI?

The 2025 property tax bill for 3720 Topinabee Mail Rte, Cheboygan, MI was $538. The county assessed it at $24,100.

Closest homes

More homes in Cheboygan 49721

Assigned schools

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