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Single Family ResidenceResidential
$213,598$112 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3725 RIVER DR NW

SAINT FRANCIS, MN 55070
3
Beds
2
Baths
1,900 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
8.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1969
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$214K
$200K low$227K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.117%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$230,500
UNITED WHOLESALE MTG · recorded Sep 4, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,495 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$364,300 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$140,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$223,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$364,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$364,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.50
87
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
33
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
54
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
53
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.94 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyAnoka
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1976
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Baseboard
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckPorch · 161 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
St. Francis Middle SchoolC+
Middle · Grades 6–8 · 0.3 mi
E
St. Francis Elementary SchoolA
Elementary · Grades KG–5 · 0.4 mi
H
St. Francis High SchoolA-
High · Grades 9–12 · 0.5 mi

District: St. Francis Area School District

Neighborhood · ZIP 55070These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.155
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.12

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.98%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.8,550
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.303 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$95,838
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$108,783
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3725 River Dr Nw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 70% of homes in Anoka County
  • Costs less per square foot than 97% of homes in Saint Francis 55070
  • Bigger than 89% of homes in Saint Francis 55070
  • Has a bigger lot than 98% of homes in Anoka County
  • Older than 94% of homes in Saint Francis 55070

What homes are worth in Saint Francis 55070

Each bar is how many homes fall in that price range. The marker is this home.

This home
$129K$485K

This home is worth more than 45% of homes in Saint Francis 55070.

How it measures up in Saint Francis 55070

The dot is this home. The mark in the middle is the typical home in Saint Francis 55070.

Estimated value$213,598
CheaperTypical $222,262Pricier

Pricier than 45% of homes nearby

Price per ft²$112
CheaperTypical $181Pricier

Pricier than 3% of homes nearby

Living area1,900 ft²
SmallerTypical 1,248 ft²Bigger

Bigger than 89% of homes nearby

Lot size8.5 ac
SmallerTypical 0.33 acBigger

Bigger than 91% of homes nearby

Year built1969
OlderTypical 2000Newer

Newer than 6% of homes nearby

How 3725 River Dr Nw ranks against every home in each area.
MeasureThis homeSaint Francis 55070Anoka County
Estimated valuepricier than$213,59845% of homes30% of homes
Price per ft²pricier than$1123% of homes4% of homes
Living areabigger than1,900 ft²89% of homes80% of homes
Lot sizebigger than8.5 ac91% of homes98% of homes
Year builtnewer than19696% of homes24% of homes

About 3725 River Dr Nw

How much is 3725 River Dr Nw, Saint Francis, MN worth?

The TopHap Estimate for 3725 River Dr Nw, Saint Francis, MN is $213,598 as of Jul 14, 2026. The likely range is $199,755 to $227,441. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 3725 River Dr Nw, Saint Francis, MN?

3725 River Dr Nw, Saint Francis, MN has 3 bedrooms, 2 bathrooms and 1,900 square feet of living space.

When was 3725 River Dr Nw, Saint Francis, MN built?

3725 River Dr Nw, Saint Francis, MN was built in 1969, making it 57 years old. The building has 1 story.

What schools serve 3725 River Dr Nw, Saint Francis, MN?

3725 River Dr Nw, Saint Francis, MN is assigned to St. Francis Middle School (middle), rated C+; St. Francis Elementary School (elementary), rated A; St. Francis High School (high), rated A-. All sit in St. Francis Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3725 River Dr Nw, Saint Francis, MN compare to other homes in Saint Francis 55070?

Among the 3,093 homes in Saint Francis 55070, it is worth more than 45% of them ($213,598 against a typical $222,262), its price per square foot is higher than 3% of them ($112 against a typical $181), it is bigger than 89% of them (1,900 ft² against a typical 1,248 ft²), its lot is bigger than 91% of them (8.5 ac against a typical 0.33 ac) and it is newer than 6% of them (1969 against a typical 2000). Measured against all of Anoka County, it is worth more than 30% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3725 River Dr Nw, Saint Francis, MN?

The 2026 property tax bill for 3725 River Dr Nw, Saint Francis, MN was $5,495. The county assessed it at $364,300.

Closest homes

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Assigned schools

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