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Single Family ResidenceResidential
$184,074$63 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 70How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $60,000 on May 9, 2017

3736 N RATCLIFF RD

ASTORIA, IL 61501
0
Baths
2,928 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.

Valuation

$184K
$129K low$239K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$60,000 · May 9, 2017
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$152,074
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$121,659
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.16%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$32,000
FARMERS STATE BANK ASTORIA · 8.25% · recorded Oct 25, 2006

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$41,330 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,960
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$36,370
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$36,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$124,113

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.49
47
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
25
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
77
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
79
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
19
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFULTON
Lot (acres)The size of the land the home sits on, from county records.5.00
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Astoria Elementary SchoolA-
Elementary · Grades PK–5 · 4.7 mi
M
Astoria Junior High SchoolC
Middle · Grades 6–8 · 4.7 mi
H
Astoria High SchoolB-
High · Grades 9–12 · 4.8 mi

District: Astoria Community Unit School District 1

Neighborhood · ZIP 61501These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.126
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.69
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.0%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.1,439
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.13 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,769
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,633
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3736 N Ratcliff Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Astoria 61501
  • Costs less per square foot than 83% of homes in Fulton County
  • Among the largest homes in Fulton County
  • Has a bigger lot than 97% of homes in Fulton County
  • Newer than 89% of homes in Fulton County

What homes are worth in Astoria 61501

Each bar is how many homes fall in that price range. The marker is this home.

This home
$24K$258K

This home is worth more than 94% of homes in Astoria 61501.

How it measures up in Astoria 61501

The dot is this home. The mark in the middle is the typical home in Astoria 61501.

Estimated value$184,074
CheaperTypical $71,470Pricier

Pricier than 94% of homes nearby

Price per ft²$63
CheaperTypical $79Pricier

Pricier than 32% of homes nearby

Living area2,928 ft²
SmallerTypical 1,172 ft²Bigger

Bigger than 98% of homes nearby

Lot size5 ac
SmallerTypical 0.29 acBigger

Bigger than 94% of homes nearby

Year built1999
OlderTypical 1975Newer

Newer than 70% of homes nearby

How 3736 N Ratcliff Rd ranks against every home in each area.
MeasureThis homeAstoria 61501Fulton County
Estimated valuepricier than$184,07494% of homes85% of homes
Price per ft²pricier than$6332% of homes17% of homes
Living areabigger than2,928 ft²98% of homesalmost all homes
Lot sizebigger than5 ac94% of homes97% of homes
Year builtnewer than199970% of homes89% of homes

About 3736 N Ratcliff Rd

How much is 3736 N Ratcliff Rd, Astoria, IL worth?

The TopHap Estimate for 3736 N Ratcliff Rd, Astoria, IL is $184,074 as of Jul 14, 2026. The likely range is $129,028 to $239,120. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3736 N Ratcliff Rd, Astoria, IL last sell?

3736 N Ratcliff Rd, Astoria, IL last sold on May 9, 2017 for $60,000, according to the county's recorded deed.

How big is 3736 N Ratcliff Rd, Astoria, IL?

3736 N Ratcliff Rd, Astoria, IL has 2,928 square feet of living space and a 5.00-acre lot.

When was 3736 N Ratcliff Rd, Astoria, IL built?

3736 N Ratcliff Rd, Astoria, IL was built in 1999, making it 27 years old.

What schools serve 3736 N Ratcliff Rd, Astoria, IL?

3736 N Ratcliff Rd, Astoria, IL is assigned to Astoria Elementary School (elementary), rated A-; Astoria Junior High School (middle), rated C; Astoria High School (high), rated B-. All sit in Astoria Community Unit School District 1. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3736 N Ratcliff Rd, Astoria, IL compare to other homes in Astoria 61501?

Among the 736 homes in Astoria 61501, it is worth more than 94% of them ($184,074 against a typical $71,470), its price per square foot is higher than 32% of them ($63 against a typical $79), it is bigger than 98% of them (2,928 ft² against a typical 1,172 ft²), its lot is bigger than 94% of them (5 ac against a typical 0.29 ac) and it is newer than 70% of them (1999 against a typical 1975). Measured against all of Fulton County, it is worth more than 85% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Astoria 61501

Assigned schools

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