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Single Family ResidenceResidential
$149,812$108 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 76How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

37545 445TH ST SW

CLIMAX, MN 56523
3
Beds
1
Baths
1,388 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.69 ac
Lot SizeThe size of the land the home sits on, from county records.
1927
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$150K
$114K low$185K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$149,812
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$119,850

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,122 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$561,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$543,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$18,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$556,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$561,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
42
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
33
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
50
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
38
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
6
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.54 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.A-Frame
CountyPOLK
Lot (acres)The size of the land the home sits on, from county records.0.69
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 126 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Climax Elementary SchoolD
Elementary · Grades PK–5 · 6.4 mi
M
Climax Secondary SchoolD
Middle · Grades 6–12 · 6.4 mi

District: Climax-Shelly Public Schools

Neighborhood · ZIP 56523These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.84
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.14

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.485
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.6 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$93,888
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$105,081
Average tempThe average temperature here across a full year.40°F
Annual precipHow much rain and melted snow falls here in a typical year.21 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

37545 445th St Sw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 80% of homes in Polk County
  • Costs less per square foot than 82% of homes in Polk County
  • Older than 75% of homes in Polk County

What homes are worth in Climax 56523

Each bar is how many homes fall in that price range. The marker is this home.

This home
$46K$449K

This home is worth more than 42% of homes in Climax 56523.

How it measures up in Climax 56523

The dot is this home. The mark in the middle is the typical home in Climax 56523.

Estimated value$149,812
CheaperTypical $172,794Pricier

Pricier than 42% of homes nearby

Price per ft²$108
CheaperTypical $120Pricier

Pricier than 38% of homes nearby

Living area1,388 ft²
SmallerTypical 1,390 ft²Bigger

Bigger than 50% of homes nearby

Lot size0.69 ac
SmallerTypical 1.43 acBigger

Bigger than 44% of homes nearby

Year built1927
OlderTypical 1950Newer

Newer than 37% of homes nearby

How 37545 445th St Sw ranks against every home in each area.
MeasureThis homeClimax 56523Polk County
Estimated valuepricier than$149,81242% of homes20% of homes
Price per ft²pricier than$10838% of homes18% of homes
Living areabigger than1,388 ft²50% of homes53% of homes
Lot sizebigger than0.69 ac44% of homes59% of homes
Year builtnewer than192737% of homes25% of homes

About 37545 445th St Sw

How much is 37545 445th St Sw, Climax, MN worth?

The TopHap Estimate for 37545 445th St Sw, Climax, MN is $149,812 as of Jul 14, 2026. The likely range is $114,224 to $185,400. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 37545 445th St Sw, Climax, MN last sell?

37545 445th St Sw, Climax, MN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 37545 445th St Sw, Climax, MN?

37545 445th St Sw, Climax, MN has 3 bedrooms, 1 bathrooms, 1,388 square feet of living space and a 0.69-acre lot.

When was 37545 445th St Sw, Climax, MN built?

37545 445th St Sw, Climax, MN was built in 1927, making it 99 years old. It is a a-frame home. The building has 1 story.

What schools serve 37545 445th St Sw, Climax, MN?

37545 445th St Sw, Climax, MN is assigned to Climax Elementary School (elementary), rated D; Climax Secondary School (middle), rated D. All sit in Climax-Shelly Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 37545 445th St Sw, Climax, MN compare to other homes in Climax 56523?

Among the 208 homes in Climax 56523, it is worth more than 42% of them ($149,812 against a typical $172,794), its price per square foot is higher than 38% of them ($108 against a typical $120), it is bigger than 50% of them (1,388 ft² against a typical 1,390 ft²), its lot is bigger than 44% of them (0.69 ac against a typical 1.43 ac) and it is newer than 37% of them (1927 against a typical 1950). Measured against all of Polk County, it is worth more than 20% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 37545 445th St Sw, Climax, MN?

The 2026 property tax bill for 37545 445th St Sw, Climax, MN was $3,122. The county assessed it at $561,000.

Closest homes

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Assigned schools

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