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Single Family ResidenceResidential
$509,709$367 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $495,000 on Dec 2, 2025

3763 RIVER RANCH RD

VERNON, FL 32462
2
Beds
1
Baths
1,388 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
10 ac
Lot SizeThe size of the land the home sits on, from county records.
2016
Year BuiltThe year the home was originally built, according to county records.

Valuation

$510K
$432K low$587K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$495,000 · Dec 2, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$138,459
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$110,767
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.73%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$371,250
MOVEMENT MORTGAGE · recorded Dec 2, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$401 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$60,192 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$60,192
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$186,786

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.61
80
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
34
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
99
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.70 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWashington
Lot (acres)The size of the land the home sits on, from county records.10.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 360 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Vernon Elementary SchoolC-
Elementary · Grades PK–5 · 9.9 mi
H
Vernon High SchoolC-
High · Grades 9–12 · 10.1 mi
M
Vernon Middle SchoolC
Middle · Grades 6–8 · 10.1 mi

District: Washington County School District

Neighborhood · ZIP 32462These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.77
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.18

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.5.4%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.5,093
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.29 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,218
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$63,908
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.64 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3763 River Ranch Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in Vernon 32462
  • Among the highest price per square foot in Washington County
  • Has a bigger lot than 84% of homes in Washington County
  • Newer than 92% of homes in Vernon 32462

What homes are worth in Vernon 32462

Each bar is how many homes fall in that price range. The marker is this home.

This home
$49K$616K

This home is worth more than 96% of homes in Vernon 32462.

How it measures up in Vernon 32462

The dot is this home. The mark in the middle is the typical home in Vernon 32462.

Estimated value$509,709
CheaperTypical $184,473Pricier

Pricier than 96% of homes nearby

Price per ft²$367
CheaperTypical $138Pricier

Pricier than 98% of homes nearby

Living area1,388 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 54% of homes nearby

Lot size10 ac
SmallerTypical 2.2 acBigger

Bigger than 80% of homes nearby

Year built2016
OlderTypical 1986Newer

Newer than 92% of homes nearby

How 3763 River Ranch Rd ranks against every home in each area.
MeasureThis homeVernon 32462Washington County
Estimated valuepricier than$509,70996% of homes96% of homes
Price per ft²pricier than$36798% of homesalmost all homes
Living areabigger than1,388 ft²54% of homes45% of homes
Lot sizebigger than10 ac80% of homes84% of homes
Year builtnewer than201692% of homes88% of homes

About 3763 River Ranch Rd

How much is 3763 River Ranch Rd, Vernon, FL worth?

The TopHap Estimate for 3763 River Ranch Rd, Vernon, FL is $509,709 as of Jul 14, 2026. The likely range is $431,928 to $587,490. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3763 River Ranch Rd, Vernon, FL last sell?

3763 River Ranch Rd, Vernon, FL last sold on Dec 2, 2025 for $495,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 3763 River Ranch Rd, Vernon, FL?

3763 River Ranch Rd, Vernon, FL has 2 bedrooms, 1 bathrooms, 1,388 square feet of living space and a 10.00-acre lot.

When was 3763 River Ranch Rd, Vernon, FL built?

3763 River Ranch Rd, Vernon, FL was built in 2016, making it 10 years old.

What schools serve 3763 River Ranch Rd, Vernon, FL?

3763 River Ranch Rd, Vernon, FL is assigned to Vernon Elementary School (elementary), rated C-; Vernon High School (high), rated C-; Vernon Middle School (middle), rated C. All sit in Washington County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3763 River Ranch Rd, Vernon, FL compare to other homes in Vernon 32462?

Among the 1,945 homes in Vernon 32462, it is worth more than 96% of them ($509,709 against a typical $184,473), its price per square foot is higher than 98% of them ($367 against a typical $138), it is bigger than 54% of them (1,388 ft² against a typical 1,344 ft²), its lot is bigger than 80% of them (10 ac against a typical 2.2 ac) and it is newer than 92% of them (2016 against a typical 1986). Measured against all of Washington County, it is worth more than 96% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3763 River Ranch Rd, Vernon, FL?

The 2025 property tax bill for 3763 River Ranch Rd, Vernon, FL was $401. The county assessed it at $60,192.

Closest homes

More homes in Vernon 32462

Assigned schools

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