Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$548,974$416 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $525,000 on Apr 26, 2022

3765 RIVER RD

BLUEMONT, VA 20135
2
Beds
1.5
Baths
1,320 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
10 ac
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$549K
$498K low$600K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$525,000 · Apr 26, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$368,974
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$295,179
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.34%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$180,000
JEFFERSON SECURITY BANK · recorded Apr 26, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,975 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$414,900 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$240,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$174,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$292,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$414,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.58
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
23
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
77
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
78
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
16
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCLARKE
Lot (acres)The size of the land the home sits on, from county records.10.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Baseboard
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 96 ft²Porch · 264 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Johnson-Williams Middle SchoolC+
Middle · Grades 6–8 · 4.8 mi
H
Clarke County High SchoolA-
High · Grades 9–12 · 5.7 mi
E
Boyce Elementary SchoolB-
Elementary · Grades KG–5 · 6.8 mi

District: Clarke County Public Schools

Neighborhood · ZIP 20135These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.140
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.40

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.3,584
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.82 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$91,498
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$136,264
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3765 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 87% of homes in Clarke County
  • Smaller than 77% of homes in Bluemont 20135
  • Has a bigger lot than 85% of homes in Clarke County
  • Newer than 67% of homes in Bluemont 20135

What homes are worth in Bluemont 20135

Each bar is how many homes fall in that price range. The marker is this home.

This home
$178K$2.2M

This home is worth more than 59% of homes in Bluemont 20135.

How it measures up in Bluemont 20135

The dot is this home. The mark in the middle is the typical home in Bluemont 20135.

Estimated value$548,974
CheaperTypical $445,701Pricier

Pricier than 59% of homes nearby

Price per ft²$416
CheaperTypical $361Pricier

Pricier than 66% of homes nearby

Living area1,320 ft²
SmallerTypical 2,048 ft²Bigger

Bigger than 23% of homes nearby

Lot size10 ac
SmallerTypical 0.76 acBigger

Bigger than 82% of homes nearby

Year built1989
OlderTypical 1980Newer

Newer than 67% of homes nearby

How 3765 River Rd ranks against every home in each area.
MeasureThis homeBluemont 20135Clarke County
Estimated valuepricier than$548,97459% of homes54% of homes
Price per ft²pricier than$41666% of homes87% of homes
Living areabigger than1,320 ft²23% of homes24% of homes
Lot sizebigger than10 ac82% of homes85% of homes
Year builtnewer than198967% of homes63% of homes

About 3765 River Rd

How much is 3765 River Rd, Bluemont, VA worth?

The TopHap Estimate for 3765 River Rd, Bluemont, VA is $548,974 as of Jul 14, 2026. The likely range is $497,859 to $600,089. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3765 River Rd, Bluemont, VA last sell?

3765 River Rd, Bluemont, VA last sold on Apr 26, 2022 for $525,000, according to the county's recorded deed.

How big is 3765 River Rd, Bluemont, VA?

3765 River Rd, Bluemont, VA has 2 bedrooms, 1.5 bathrooms, 1,320 square feet of living space and a 10.00-acre lot.

When was 3765 River Rd, Bluemont, VA built?

3765 River Rd, Bluemont, VA was built in 1989, making it 37 years old. The building has 1 story.

What schools serve 3765 River Rd, Bluemont, VA?

3765 River Rd, Bluemont, VA is assigned to Johnson-Williams Middle School (middle), rated C+; Clarke County High School (high), rated A-; Boyce Elementary School (elementary), rated B-. All sit in Clarke County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3765 River Rd, Bluemont, VA compare to other homes in Bluemont 20135?

Among the 1,866 homes in Bluemont 20135, it is worth more than 59% of them ($548,974 against a typical $445,701), its price per square foot is higher than 66% of them ($416 against a typical $361), it is bigger than 23% of them (1,320 ft² against a typical 2,048 ft²), its lot is bigger than 82% of them (10 ac against a typical 0.76 ac) and it is newer than 67% of them (1989 against a typical 1980). Measured against all of Clarke County, it is worth more than 54% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3765 River Rd, Bluemont, VA?

The 2026 property tax bill for 3765 River Rd, Bluemont, VA was $1,975. The county assessed it at $414,900.

Closest homes

More homes in Bluemont 20135

Assigned schools

Explore the area

See this home in context

Open 3765 River Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map