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Single Family ResidenceResidential
$341,675$334 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $203,500 on Jun 25, 2004

38 KOSTA ST

WORCESTER, MA 01607
2
Beds
1.5
Baths
1,023 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$342K
$326K low$358K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$203,500 · Jun 25, 2004
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$170,675
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$136,540
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.48%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$151,000
NEWREZ LLC · R · recorded Jun 22, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$20,000
DIGITAL FCU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,417 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$334,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$107,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$227,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$345,515

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bungalow
CountyWORCESTER
Lot (acres)The size of the land the home sits on, from county records.0.14
ConstructionThe main material the home's frame and walls are built from.Stone
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Steam
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.In-Ground Pool
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(11)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
QuinsigamondC-
Elementary · Grades PK–6 · 0.3 mi
M
University Pk Campus SchoolC
Middle · Grades 7–12 · 1.9 mi

District: Worcester School District

Neighborhood · ZIP 01607These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.144
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.107
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.57

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.12,145
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,734 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,081
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$93,576
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

38 Kosta St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 88% of homes in Worcester County
  • Costs more per square foot than 71% of homes in Worcester 01607
  • Smaller than 90% of homes in Worcester County
  • Has a smaller lot than 92% of homes in Worcester County
  • Older than 73% of homes in Worcester County

What homes are worth in Worcester 01607

Each bar is how many homes fall in that price range. The marker is this home.

This home
$212K$613K

This home is worth more than 28% of homes in Worcester 01607.

How it measures up in Worcester 01607

The dot is this home. The mark in the middle is the typical home in Worcester 01607.

Estimated value$341,675
CheaperTypical $405,066Pricier

Pricier than 28% of homes nearby

Price per ft²$334
CheaperTypical $306Pricier

Pricier than 71% of homes nearby

Living area1,023 ft²
SmallerTypical 1,414 ft²Bigger

Bigger than 23% of homes nearby

Lot size0.14 ac
SmallerTypical 0.2 acBigger

Bigger than 30% of homes nearby

Year built1940
OlderTypical 1950Newer

Newer than 46% of homes nearby

How 38 Kosta St ranks against every home in each area.
MeasureThis homeQuinsigamond VillageWorcester 01607Worcester County
Estimated valuepricier than$341,67520% of homes28% of homes12% of homes
Price per ft²pricier than$33467% of homes71% of homes64% of homes
Living areabigger than1,023 ft²20% of homes23% of homes10% of homes
Lot sizebigger than0.14 ac25% of homes30% of homes8% of homes
Year builtnewer than194044% of homes46% of homes27% of homes

About 38 Kosta St

How much is 38 Kosta St, Worcester, MA worth?

The TopHap Estimate for 38 Kosta St, Worcester, MA is $341,675 as of Jul 14, 2026. The likely range is $325,668 to $357,682. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 38 Kosta St, Worcester, MA last sell?

38 Kosta St, Worcester, MA last sold on Jun 25, 2004 for $203,500, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 38 Kosta St, Worcester, MA?

38 Kosta St, Worcester, MA has 2 bedrooms, 1.5 bathrooms, 1,023 square feet of living space and a 0.14-acre lot.

When was 38 Kosta St, Worcester, MA built?

38 Kosta St, Worcester, MA was built in 1940, making it 86 years old. It is a bungalow home. The building has 1 story.

What schools serve 38 Kosta St, Worcester, MA?

38 Kosta St, Worcester, MA is assigned to Quinsigamond (elementary), rated C-; University Pk Campus School (middle), rated C. All sit in Worcester School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 38 Kosta St, Worcester, MA compare to other homes in Worcester 01607?

Among the 2,000 homes in Worcester 01607, it is worth more than 28% of them ($341,675 against a typical $405,066), its price per square foot is higher than 71% of them ($334 against a typical $306), it is bigger than 23% of them (1,023 ft² against a typical 1,414 ft²), its lot is bigger than 30% of them (0.14 ac against a typical 0.2 ac) and it is newer than 46% of them (1940 against a typical 1950). Measured against all of Worcester County, it is worth more than 12% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 38 Kosta St, Worcester, MA?

The 2025 property tax bill for 38 Kosta St, Worcester, MA was $4,417. The county assessed it at $334,900.

Closest homes

More homes in Worcester 01607

Assigned schools

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