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Single Family ResidenceResidential
$204,715$127 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

38 LOWE RUN

SPENCER, WV 25276
3
Beds
2
Baths
1,616 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.19 ac
Lot SizeThe size of the land the home sits on, from county records.
2010
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$205K
$183K low$227K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$154,715
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$123,772
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.25%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
THE POCA VALLEY BANK INC · recorded Dec 8, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$791 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$90,060 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$15,540
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$74,520
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$86,340
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$150,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.62
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
24
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
78
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
18
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyRoane
Lot (acres)The size of the land the home sits on, from county records.2.19
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Roane County High SchoolF
High · Grades 9–12 · 2.0 mi
E
Spencer Elementary SchoolC-
Elementary · Grades PK–4 · 3.5 mi
M
Spencer Middle SchoolB-
Middle · Grades 5–8 · 4.3 mi

District: Roane County School District

Neighborhood · ZIP 25276These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.130
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.117
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.1%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.24%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.7,224
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.41 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$39,148
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$57,446
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

38 Lowe Run measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 78% of homes in Spencer 25276
  • Costs more per square foot than 80% of homes in Spencer 25276
  • Newer than 95% of homes in Spencer 25276

What homes are worth in Spencer 25276

Each bar is how many homes fall in that price range. The marker is this home.

This home
$32K$455K

This home is worth more than 78% of homes in Spencer 25276.

How it measures up in Spencer 25276

The dot is this home. The mark in the middle is the typical home in Spencer 25276.

Estimated value$204,715
CheaperTypical $123,341Pricier

Pricier than 78% of homes nearby

Price per ft²$127
CheaperTypical $90Pricier

Pricier than 80% of homes nearby

Living area1,616 ft²
SmallerTypical 1,472 ft²Bigger

Bigger than 59% of homes nearby

Lot size2.19 ac
SmallerTypical 1.05 acBigger

Bigger than 62% of homes nearby

Year built2010
OlderTypical 1969Newer

Newer than 95% of homes nearby

How 38 Lowe Run ranks against every home in each area.
MeasureThis homeSpencer 25276Roane County
Estimated valuepricier than$204,71578% of homes76% of homes
Price per ft²pricier than$12780% of homes75% of homes
Living areabigger than1,616 ft²59% of homes61% of homes
Lot sizebigger than2.19 ac62% of homes49% of homes
Year builtnewer than201095% of homes94% of homes

About 38 Lowe Run

How much is 38 Lowe Run, Spencer, WV worth?

The TopHap Estimate for 38 Lowe Run, Spencer, WV is $204,715 as of Jul 14, 2026. The likely range is $182,613 to $226,817. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 38 Lowe Run, Spencer, WV?

38 Lowe Run, Spencer, WV has 3 bedrooms, 2 bathrooms, 1,616 square feet of living space and a 2.19-acre lot.

When was 38 Lowe Run, Spencer, WV built?

38 Lowe Run, Spencer, WV was built in 2010, making it 16 years old. It is a conventional home. The building has 1 story.

What schools serve 38 Lowe Run, Spencer, WV?

38 Lowe Run, Spencer, WV is assigned to Roane County High School (high), rated F; Spencer Elementary School (elementary), rated C-; Spencer Middle School (middle), rated B-. All sit in Roane County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 38 Lowe Run, Spencer, WV compare to other homes in Spencer 25276?

Among the 3,432 homes in Spencer 25276, it is worth more than 78% of them ($204,715 against a typical $123,341), its price per square foot is higher than 80% of them ($127 against a typical $90), it is bigger than 59% of them (1,616 ft² against a typical 1,472 ft²), its lot is bigger than 62% of them (2.19 ac against a typical 1.05 ac) and it is newer than 95% of them (2010 against a typical 1969). Measured against all of Roane County, it is worth more than 76% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 38 Lowe Run, Spencer, WV?

The 2025 property tax bill for 38 Lowe Run, Spencer, WV was $791. The county assessed it at $90,060.

Closest homes

More homes in Spencer 25276

Assigned schools

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