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Single Family ResidenceResidential
$195,990$204 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

38 OSGOOD ST

SPRINGFIELD, MA 01107
3
Beds
1
Baths
960 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.35 ac
Lot SizeThe size of the land the home sits on, from county records.
1984
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$196K
$168K low$224K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,834 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$183,300 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$33,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$149,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$182,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$262,430

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.60 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyHAMPDEN
Lot (acres)The size of the land the home sits on, from county records.0.35
HeatingThe type of heating system in the home.Electric
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
German Gerena Community SchoolD+
Elementary · Grades PK–5 · 0.5 mi
M
Alfred G. Zanetti Montessori Magnet SchoolB+
Middle · Grades PK–8 · 0.9 mi
H
High School of CommerceD-
High · Grades 9–12 · 1.4 mi

District: Springfield School District

Neighborhood · ZIP 01107These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.162
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.6%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.45%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.9,814
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.6,514 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$34,163
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$51,892
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

38 Osgood St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 97% of homes in Memorial Square
  • Costs less per square foot than 77% of homes in Hampden County
  • Smaller than 97% of homes in Memorial Square
  • Has a bigger lot than 97% of homes in Memorial Square
  • Newer than 90% of homes in Memorial Square

What homes are worth in Springfield 01107

Each bar is how many homes fall in that price range. The marker is this home.

This home
$169K$571K

This home is worth more than 4% of homes in Springfield 01107.

How it measures up in Springfield 01107

The dot is this home. The mark in the middle is the typical home in Springfield 01107.

Estimated value$195,990
CheaperTypical $286,627Pricier

Pricier than 4% of homes nearby

Price per ft²$204
CheaperTypical $188Pricier

Pricier than 63% of homes nearby

Living area960 ft²
SmallerTypical 2,185 ft²Bigger

Bigger than 4% of homes nearby

Lot size0.35 ac
SmallerTypical 0.15 acBigger

Bigger than 91% of homes nearby

Year built1984
OlderTypical 1922Newer

Newer than 87% of homes nearby

How 38 Osgood St ranks against every home in each area.
MeasureThis homeMemorial SquareSpringfield 01107Hampden County
Estimated valuepricier than$195,9903% of homes4% of homes3% of homes
Price per ft²pricier than$20475% of homes63% of homes23% of homes
Living areabigger than960 ft²3% of homes4% of homes10% of homes
Lot sizebigger than0.35 ac97% of homes91% of homes56% of homes
Year builtnewer than198490% of homes87% of homes80% of homes

About 38 Osgood St

How much is 38 Osgood St, Springfield, MA worth?

The TopHap Estimate for 38 Osgood St, Springfield, MA is $195,990 as of Oct 21, 2026. The likely range is $168,363 to $223,617. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 38 Osgood St, Springfield, MA last sell?

38 Osgood St, Springfield, MA last sold on Aug 7, 2007, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 38 Osgood St, Springfield, MA?

38 Osgood St, Springfield, MA has 3 bedrooms, 1 bathrooms, 960 square feet of living space and a 0.35-acre lot.

When was 38 Osgood St, Springfield, MA built?

38 Osgood St, Springfield, MA was built in 1984, making it 42 years old. It is a ranch home. The building has 1 story.

What schools serve 38 Osgood St, Springfield, MA?

38 Osgood St, Springfield, MA is assigned to German Gerena Community School (elementary), rated D+; Alfred G. Zanetti Montessori Magnet School (middle), rated B+; High School of Commerce (high), rated D-. All sit in Springfield School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 38 Osgood St, Springfield, MA compare to other homes in Springfield 01107?

Among the 1,506 homes in Springfield 01107, it is worth more than 4% of them ($195,990 against a typical $286,627), its price per square foot is higher than 63% of them ($204 against a typical $188), it is bigger than 4% of them (960 ft² against a typical 2,185 ft²), its lot is bigger than 91% of them (0.35 ac against a typical 0.15 ac) and it is newer than 87% of them (1984 against a typical 1922). Measured against all of Hampden County, it is worth more than 3% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 38 Osgood St, Springfield, MA?

The 2026 property tax bill for 38 Osgood St, Springfield, MA was $2,834. The county assessed it at $183,300.

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