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Single Family ResidenceResidential
$244,567$171 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

38 PEARL ST

RISING SUN, MD 21911
1
Baths
1,430 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1950
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$245K
$230K low$259K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$174,567
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$139,654
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.29%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$70,000
HOWARD BANK · recorded Nov 3, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,901 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$165,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$54,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$110,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$158,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$165,600

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyCecil
Lot (acres)The size of the land the home sits on, from county records.0.11
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 140 ft²Porch · 147 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Rising Sun Middle SchoolA-
Middle · Grades 6–8 · 0.2 mi
E
Rising Sun Elementary SchoolC
Elementary · Grades PK–5 · 1.2 mi
H
Rising Sun High SchoolB
High · Grades 9–12 · 5.0 mi

District: Cecil County Public Schools

Neighborhood · ZIP 21911These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.59
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.67

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.11,499
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.308 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$90,580
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$104,366
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

38 Pearl St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 93% of homes in Rising Sun 21911
  • Costs less per square foot than 87% of homes in Rising Sun 21911
  • Has a smaller lot than 96% of homes in Rising Sun 21911
  • Older than 84% of homes in Cecil County

What homes are worth in Rising Sun 21911

Each bar is how many homes fall in that price range. The marker is this home.

This home
$208K$779K

This home is worth more than 7% of homes in Rising Sun 21911.

How it measures up in Rising Sun 21911

The dot is this home. The mark in the middle is the typical home in Rising Sun 21911.

Estimated value$244,567
CheaperTypical $366,131Pricier

Pricier than 7% of homes nearby

Price per ft²$171
CheaperTypical $227Pricier

Pricier than 13% of homes nearby

Living area1,430 ft²
SmallerTypical 1,596 ft²Bigger

Bigger than 41% of homes nearby

Lot size0.11 ac
SmallerTypical 0.89 acBigger

Bigger than 4% of homes nearby

Year built1950
OlderTypical 1987Newer

Newer than 17% of homes nearby

How 38 Pearl St ranks against every home in each area.
MeasureThis homeRising Sun 21911Cecil County
Estimated valuepricier than$244,5677% of homes16% of homes
Price per ft²pricier than$17113% of homes14% of homes
Living areabigger than1,430 ft²41% of homes43% of homes
Lot sizebigger than0.11 ac4% of homes14% of homes
Year builtnewer than195017% of homes16% of homes

About 38 Pearl St

How much is 38 Pearl St, Rising Sun, MD worth?

The TopHap Estimate for 38 Pearl St, Rising Sun, MD is $244,567 as of Jul 14, 2026. The likely range is $230,482 to $258,652. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 38 Pearl St, Rising Sun, MD last sell?

38 Pearl St, Rising Sun, MD last sold on Jan 25, 1999, according to the county's recorded deed.

How big is 38 Pearl St, Rising Sun, MD?

38 Pearl St, Rising Sun, MD has 1 bathrooms, 1,430 square feet of living space and a 0.11-acre lot.

When was 38 Pearl St, Rising Sun, MD built?

38 Pearl St, Rising Sun, MD was built in 1950, making it 76 years old. It is a conventional home. The building has 2 stories.

What schools serve 38 Pearl St, Rising Sun, MD?

38 Pearl St, Rising Sun, MD is assigned to Rising Sun Middle School (middle), rated A-; Rising Sun Elementary School (elementary), rated C; Rising Sun High School (high), rated B. All sit in Cecil County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 38 Pearl St, Rising Sun, MD compare to other homes in Rising Sun 21911?

Among the 3,546 homes in Rising Sun 21911, it is worth more than 7% of them ($244,567 against a typical $366,131), its price per square foot is higher than 13% of them ($171 against a typical $227), it is bigger than 41% of them (1,430 ft² against a typical 1,596 ft²), its lot is bigger than 4% of them (0.11 ac against a typical 0.89 ac) and it is newer than 17% of them (1950 against a typical 1987). Measured against all of Cecil County, it is worth more than 16% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 38 Pearl St, Rising Sun, MD?

The 2025 property tax bill for 38 Pearl St, Rising Sun, MD was $2,901. The county assessed it at $165,600.

Closest homes

More homes in Rising Sun 21911

Assigned schools

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