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Single Family ResidenceResidential
$1,001,741$455 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $990,000 on Apr 30, 2026

38 PROSPECT ST

ESSEX, CT 06426
4
Beds
3
Baths
2,202 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.27 ac
Lot SizeThe size of the land the home sits on, from county records.
1890
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$1M
$916K low$1.1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$990,000 · Apr 30, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,001,741
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$801,393

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,279 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$390,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$194,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$196,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$390,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$273,490

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
53
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
16
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyLOWER CONNECTICUT RIVER VALLEY
Lot (acres)The size of the land the home sits on, from county records.0.27
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Essex Elementary SchoolB+
Elementary · Grades PK–6 · 1.4 mi
H
Valley Regional High SchoolB
High · Grades 9–12 · 3.1 mi
M
John Winthrop Middle SchoolC
Middle · Grades 7–8 · 3.4 mi

District: Regional High School District 04

Neighborhood · ZIP 06426These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.62
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.117
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.56

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.38%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.3,344
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.470 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$103,732
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$142,978
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

38 Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 92% of homes in Lower Connecticut River Valley County
  • Costs more per square foot than 86% of homes in Lower Connecticut River Valley County
  • Bigger than 73% of homes in Lower Connecticut River Valley County
  • Has a smaller lot than 80% of homes in Essex 06426
  • Older than 95% of homes in Lower Connecticut River Valley County

What homes are worth in Essex 06426

Each bar is how many homes fall in that price range. The marker is this home.

This home
$328K$3.2M

This home is worth more than 64% of homes in Essex 06426.

How it measures up in Essex 06426

The dot is this home. The mark in the middle is the typical home in Essex 06426.

Estimated value$1,001,741
CheaperTypical $864,274Pricier

Pricier than 64% of homes nearby

Price per ft²$455
CheaperTypical $421Pricier

Pricier than 58% of homes nearby

Living area2,202 ft²
SmallerTypical 2,080 ft²Bigger

Bigger than 56% of homes nearby

Lot size0.27 ac
SmallerTypical 0.77 acBigger

Bigger than 20% of homes nearby

Year built1890
OlderTypical 1967Newer

Newer than 15% of homes nearby

How 38 Prospect St ranks against every home in each area.
MeasureThis homeEssex 06426Lower Connecticut River Valley County
Estimated valuepricier than$1,001,74164% of homes92% of homes
Price per ft²pricier than$45558% of homes86% of homes
Living areabigger than2,202 ft²56% of homes73% of homes
Lot sizebigger than0.27 ac20% of homes22% of homes
Year builtnewer than189015% of homes5% of homes

About 38 Prospect St

How much is 38 Prospect St, Essex, CT worth?

The TopHap Estimate for 38 Prospect St, Essex, CT is $1,001,741 as of Jul 14, 2026. The likely range is $915,754 to $1,087,728. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 38 Prospect St, Essex, CT last sell?

38 Prospect St, Essex, CT last sold on Apr 30, 2026 for $990,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 38 Prospect St, Essex, CT?

38 Prospect St, Essex, CT has 4 bedrooms, 3 bathrooms, 2,202 square feet of living space and a 0.27-acre lot.

When was 38 Prospect St, Essex, CT built?

38 Prospect St, Essex, CT was built in 1890, making it 136 years old. It is a colonial home. The building has 2 stories.

What schools serve 38 Prospect St, Essex, CT?

38 Prospect St, Essex, CT is assigned to Essex Elementary School (elementary), rated B+; Valley Regional High School (high), rated B; John Winthrop Middle School (middle), rated C. All sit in Regional High School District 04. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 38 Prospect St, Essex, CT compare to other homes in Essex 06426?

Among the 1,545 homes in Essex 06426, it is worth more than 64% of them ($1,001,741 against a typical $864,274), its price per square foot is higher than 58% of them ($455 against a typical $421), it is bigger than 56% of them (2,202 ft² against a typical 2,080 ft²), its lot is bigger than 20% of them (0.27 ac against a typical 0.77 ac) and it is newer than 15% of them (1890 against a typical 1967). Measured against all of Lower Connecticut River Valley County, it is worth more than 92% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 38 Prospect St, Essex, CT?

The 2025 property tax bill for 38 Prospect St, Essex, CT was $7,279. The county assessed it at $390,700.

Closest homes

More homes in Essex 06426

Assigned schools

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