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Single Family ResidenceResidential
$908,326$479 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

40 PROSPECT ST

ESSEX, CT 06426
3
Beds
2.5
Baths
1,897 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.52 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$908K
$825K low$992K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,369 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$449,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$228,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$220,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$449,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$314,440

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
53
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
16
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyLOWER CONNECTICUT RIVER VALLEY
Lot (acres)The size of the land the home sits on, from county records.0.52
ConstructionThe main material the home's frame and walls are built from.Stone
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Essex Elementary SchoolB+
Elementary · Grades PK–6 · 1.3 mi
H
Valley Regional High SchoolB
High · Grades 9–12 · 3.0 mi
M
John Winthrop Middle SchoolC
Middle · Grades 7–8 · 3.4 mi

District: Regional High School District 04

Neighborhood · ZIP 06426These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.62
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.117
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.56

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.38%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.3,344
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.470 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$103,732
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$142,978
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

40 Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Lower Connecticut River Valley County
  • Costs more per square foot than 87% of homes in Lower Connecticut River Valley County
  • Older than 91% of homes in Lower Connecticut River Valley County

What homes are worth in Essex 06426

Each bar is how many homes fall in that price range. The marker is this home.

This home
$328K$3.2M

This home is worth more than 55% of homes in Essex 06426.

How it measures up in Essex 06426

The dot is this home. The mark in the middle is the typical home in Essex 06426.

Estimated value$908,326
CheaperTypical $864,274Pricier

Pricier than 55% of homes nearby

Price per ft²$479
CheaperTypical $421Pricier

Pricier than 65% of homes nearby

Living area1,897 ft²
SmallerTypical 2,080 ft²Bigger

Bigger than 43% of homes nearby

Lot size0.52 ac
SmallerTypical 0.77 acBigger

Bigger than 38% of homes nearby

Year built1900
OlderTypical 1967Newer

Newer than 17% of homes nearby

How 40 Prospect St ranks against every home in each area.
MeasureThis homeEssex 06426Lower Connecticut River Valley County
Estimated valuepricier than$908,32655% of homes90% of homes
Price per ft²pricier than$47965% of homes87% of homes
Living areabigger than1,897 ft²43% of homes62% of homes
Lot sizebigger than0.52 ac38% of homes42% of homes
Year builtnewer than190017% of homes9% of homes

About 40 Prospect St

How much is 40 Prospect St, Essex, CT worth?

The TopHap Estimate for 40 Prospect St, Essex, CT is $908,326 as of Jul 14, 2026. The likely range is $824,591 to $992,061. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 40 Prospect St, Essex, CT last sell?

40 Prospect St, Essex, CT last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 40 Prospect St, Essex, CT?

40 Prospect St, Essex, CT has 3 bedrooms, 2.5 bathrooms, 1,897 square feet of living space and a 0.52-acre lot.

When was 40 Prospect St, Essex, CT built?

40 Prospect St, Essex, CT was built in 1900, making it 126 years old. It is a conventional home. The building has 2 stories.

What schools serve 40 Prospect St, Essex, CT?

40 Prospect St, Essex, CT is assigned to Essex Elementary School (elementary), rated B+; Valley Regional High School (high), rated B; John Winthrop Middle School (middle), rated C. All sit in Regional High School District 04. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 40 Prospect St, Essex, CT compare to other homes in Essex 06426?

Among the 1,545 homes in Essex 06426, it is worth more than 55% of them ($908,326 against a typical $864,274), its price per square foot is higher than 65% of them ($479 against a typical $421), it is bigger than 43% of them (1,897 ft² against a typical 2,080 ft²), its lot is bigger than 38% of them (0.52 ac against a typical 0.77 ac) and it is newer than 17% of them (1900 against a typical 1967). Measured against all of Lower Connecticut River Valley County, it is worth more than 90% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 40 Prospect St, Essex, CT?

The 2025 property tax bill for 40 Prospect St, Essex, CT was $8,369. The county assessed it at $449,200.

Closest homes

More homes in Essex 06426

Assigned schools

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