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Single Family ResidenceResidential
$849,443$331 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 98How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $460,000 on Apr 15, 2014

38 RACHEL LN

WHITINSVILLE, MA 01588
3
Beds
2.5
Baths
2,566 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.74 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$849K
$832K low$867K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$460,000 · Apr 15, 2014
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$324,443
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$259,554
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.62%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$525,000
NAVY FCU · R · recorded Sep 17, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,411 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$713,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$183,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$529,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$705,660

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyWORCESTER
Lot (acres)The size of the land the home sits on, from county records.0.73
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Northbridge Elementary SchoolC
Elementary · Grades PK–5 · 0.4 mi
M
Northbridge Middle SchoolC+
Middle · Grades 6–8 · 1.2 mi
H
Northbridge High SchoolD+
High · Grades 9–12 · 1.6 mi

District: Northbridge School District

Neighborhood · ZIP 01588These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.79
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.62

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.9,845
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,097 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$103,975
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$123,285
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

38 Rachel Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Whitinsville 01588
  • Bigger than 83% of homes in Whitinsville 01588
  • Has a bigger lot than 71% of homes in Whitinsville 01588
  • Newer than 77% of homes in Worcester County

What homes are worth in Whitinsville 01588

Each bar is how many homes fall in that price range. The marker is this home.

This home
$210K$875K

This home is worth more than 97% of homes in Whitinsville 01588.

How it measures up in Whitinsville 01588

The dot is this home. The mark in the middle is the typical home in Whitinsville 01588.

Estimated value$849,443
CheaperTypical $459,892Pricier

Pricier than 97% of homes nearby

Price per ft²$331
CheaperTypical $310Pricier

Pricier than 64% of homes nearby

Living area2,566 ft²
SmallerTypical 1,632 ft²Bigger

Bigger than 83% of homes nearby

Lot size0.74 ac
SmallerTypical 0.46 acBigger

Bigger than 71% of homes nearby

Year built1994
OlderTypical 1969Newer

Newer than 75% of homes nearby

How 38 Rachel Ln ranks against every home in each area.
MeasureThis homeWhitinsville 01588Worcester County
Estimated valuepricier than$849,44397% of homes91% of homes
Price per ft²pricier than$33164% of homes63% of homes
Living areabigger than2,566 ft²83% of homes81% of homes
Lot sizebigger than0.74 ac71% of homes62% of homes
Year builtnewer than199475% of homes77% of homes

About 38 Rachel Ln

How much is 38 Rachel Ln, Whitinsville, MA worth?

The TopHap Estimate for 38 Rachel Ln, Whitinsville, MA is $849,443 as of Jul 14, 2026. The likely range is $832,310 to $866,576. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 38 Rachel Ln, Whitinsville, MA last sell?

38 Rachel Ln, Whitinsville, MA last sold on Apr 15, 2014 for $460,000, according to the county's recorded deed.

How big is 38 Rachel Ln, Whitinsville, MA?

38 Rachel Ln, Whitinsville, MA has 3 bedrooms, 2.5 bathrooms, 2,566 square feet of living space and a 0.73-acre lot.

When was 38 Rachel Ln, Whitinsville, MA built?

38 Rachel Ln, Whitinsville, MA was built in 1994, making it 32 years old. It is a colonial home. The building has 2 stories.

What schools serve 38 Rachel Ln, Whitinsville, MA?

38 Rachel Ln, Whitinsville, MA is assigned to Northbridge Elementary School (elementary), rated C; Northbridge Middle School (middle), rated C+; Northbridge High School (high), rated D+. All sit in Northbridge School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 38 Rachel Ln, Whitinsville, MA compare to other homes in Whitinsville 01588?

Among the 3,177 homes in Whitinsville 01588, it is worth more than 97% of them ($849,443 against a typical $459,892), its price per square foot is higher than 64% of them ($331 against a typical $310), it is bigger than 83% of them (2,566 ft² against a typical 1,632 ft²), its lot is bigger than 71% of them (0.74 ac against a typical 0.46 ac) and it is newer than 75% of them (1994 against a typical 1969). Measured against all of Worcester County, it is worth more than 91% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 38 Rachel Ln, Whitinsville, MA?

The 2025 property tax bill for 38 Rachel Ln, Whitinsville, MA was $8,411. The county assessed it at $713,400.

Closest homes

More homes in Whitinsville 01588

Assigned schools

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