Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$225,092$223 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

38 RIDGE RD

MONMOUTH, ME 04259
3
Beds
1
Baths
1,008 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2 ac
Lot SizeThe size of the land the home sits on, from county records.
1974
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$225K
$193K low$257K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$154,292
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$123,434
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.32%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$70,800
SUNTRUST MORTGAGE INC · recorded Apr 15, 2015

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,111 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$272,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$64,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$208,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$140,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$220,875

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyKENNEBEC
Lot (acres)The size of the land the home sits on, from county records.2.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Monmouth AcademyB-
High · Grades 9–12 · 2.5 mi
E
Monmouth Memorial SchoolB
Elementary · Grades PK–8 · 2.7 mi

District: Regional School Unit 02

Neighborhood · ZIP 04259These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.121
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.76
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.85

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.79%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.3,426
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.102 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,246
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,357
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

38 Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 89% of homes in Monmouth 04259
  • Costs less per square foot than 70% of homes in Monmouth 04259
  • Smaller than 74% of homes in Kennebec County
  • Has a bigger lot than 65% of homes in Kennebec County

What homes are worth in Monmouth 04259

Each bar is how many homes fall in that price range. The marker is this home.

This home
$154K$1M

This home is worth more than 11% of homes in Monmouth 04259.

How it measures up in Monmouth 04259

The dot is this home. The mark in the middle is the typical home in Monmouth 04259.

Estimated value$225,092
CheaperTypical $374,552Pricier

Pricier than 11% of homes nearby

Price per ft²$223
CheaperTypical $265Pricier

Pricier than 30% of homes nearby

Living area1,008 ft²
SmallerTypical 1,334 ft²Bigger

Bigger than 28% of homes nearby

Lot size2 ac
SmallerTypical 1.5 acBigger

Bigger than 59% of homes nearby

Year built1974
OlderTypical 1977Newer

Newer than 46% of homes nearby

How 38 Ridge Rd ranks against every home in each area.
MeasureThis homeMonmouth 04259Kennebec County
Estimated valuepricier than$225,09211% of homes21% of homes
Price per ft²pricier than$22330% of homes45% of homes
Living areabigger than1,008 ft²28% of homes26% of homes
Lot sizebigger than2 ac59% of homes65% of homes
Year builtnewer than197446% of homes56% of homes

About 38 Ridge Rd

How much is 38 Ridge Rd, Monmouth, ME worth?

The TopHap Estimate for 38 Ridge Rd, Monmouth, ME is $225,092 as of Jul 14, 2026. The likely range is $193,295 to $256,889. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 38 Ridge Rd, Monmouth, ME last sell?

38 Ridge Rd, Monmouth, ME last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 38 Ridge Rd, Monmouth, ME?

38 Ridge Rd, Monmouth, ME has 3 bedrooms, 1 bathrooms, 1,008 square feet of living space and a 2.00-acre lot.

When was 38 Ridge Rd, Monmouth, ME built?

38 Ridge Rd, Monmouth, ME was built in 1974, making it 52 years old. It is a ranch home. The building has 1 story.

What schools serve 38 Ridge Rd, Monmouth, ME?

38 Ridge Rd, Monmouth, ME is assigned to Monmouth Academy (high), rated B-; Monmouth Memorial School (elementary), rated B. All sit in Regional School Unit 02. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 38 Ridge Rd, Monmouth, ME compare to other homes in Monmouth 04259?

Among the 1,684 homes in Monmouth 04259, it is worth more than 11% of them ($225,092 against a typical $374,552), its price per square foot is higher than 30% of them ($223 against a typical $265), it is bigger than 28% of them (1,008 ft² against a typical 1,334 ft²), its lot is bigger than 59% of them (2 ac against a typical 1.5 ac) and it is newer than 46% of them (1974 against a typical 1977). Measured against all of Kennebec County, it is worth more than 21% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 38 Ridge Rd, Monmouth, ME?

The 2025 property tax bill for 38 Ridge Rd, Monmouth, ME was $3,111. The county assessed it at $272,900.

More homes on Ridge Rd

Closest homes

More homes in Monmouth 04259

Assigned schools

Explore the area

See this home in context

Open 38 Ridge Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map