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Single Family ResidenceResidential
$1,361,365$645 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

38 RIDGE ST

COS COB, CT 06807
3
Beds
1
Baths
2,110 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.26 ac
Lot SizeThe size of the land the home sits on, from county records.
1961
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.4M
$1.3M low$1.4M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,361,365
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$1,089,092

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,165 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$579,740 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$411,390
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$168,350
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$579,740
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$405,818

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
25
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
64
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
43
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.1 in
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyWESTERN CONNECTICUT
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1970
Lot (acres)The size of the land the home sits on, from county records.0.26
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
North Mianus SchoolA
Elementary · Grades KG–5 · 0.2 mi
M
Eastern Middle SchoolA+
Middle · Grades 6–8 · 1.7 mi
H
Greenwich High SchoolA+
High · Grades 9–12 · 2.0 mi

District: Greenwich School District

Neighborhood · ZIP 06807These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.54
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.112
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.103

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.34%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.7,630
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,321 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$180,144
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$235,340
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

38 Ridge St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 79% of homes in Cos Cob 06807
  • Costs more per square foot than 81% of homes in Western Connecticut County
  • Has a smaller lot than 74% of homes in Western Connecticut County

What homes are worth in Cos Cob 06807

Each bar is how many homes fall in that price range. The marker is this home.

This home
$675K$4.3M

This home is worth more than 21% of homes in Cos Cob 06807.

How it measures up in Cos Cob 06807

The dot is this home. The mark in the middle is the typical home in Cos Cob 06807.

Estimated value$1,361,365
CheaperTypical $1,775,251Pricier

Pricier than 21% of homes nearby

Price per ft²$645
CheaperTypical $741Pricier

Pricier than 25% of homes nearby

Living area2,110 ft²
SmallerTypical 2,381 ft²Bigger

Bigger than 40% of homes nearby

Lot size0.26 ac
SmallerTypical 0.29 acBigger

Bigger than 41% of homes nearby

Year built1961
OlderTypical 1964Newer

Newer than 47% of homes nearby

How 38 Ridge St ranks against every home in each area.
MeasureThis homeCos Cob 06807Western Connecticut County
Estimated valuepricier than$1,361,36521% of homes74% of homes
Price per ft²pricier than$64525% of homes81% of homes
Living areabigger than2,110 ft²40% of homes54% of homes
Lot sizebigger than0.26 ac41% of homes26% of homes
Year builtnewer than196147% of homes41% of homes

About 38 Ridge St

How much is 38 Ridge St, Cos Cob, CT worth?

The TopHap Estimate for 38 Ridge St, Cos Cob, CT is $1,361,365 as of Jul 14, 2026. The likely range is $1,280,261 to $1,442,469. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 38 Ridge St, Cos Cob, CT last sell?

38 Ridge St, Cos Cob, CT last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 38 Ridge St, Cos Cob, CT?

38 Ridge St, Cos Cob, CT has 3 bedrooms, 1 bathrooms, 2,110 square feet of living space and a 0.26-acre lot.

When was 38 Ridge St, Cos Cob, CT built?

38 Ridge St, Cos Cob, CT was built in 1961, making it 65 years old. It is a ranch home. The building has 1 story.

What schools serve 38 Ridge St, Cos Cob, CT?

38 Ridge St, Cos Cob, CT is assigned to North Mianus School (elementary), rated A; Eastern Middle School (middle), rated A+; Greenwich High School (high), rated A+. All sit in Greenwich School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 38 Ridge St, Cos Cob, CT compare to other homes in Cos Cob 06807?

Among the 2,396 homes in Cos Cob 06807, it is worth more than 21% of them ($1,361,365 against a typical $1,775,251), its price per square foot is higher than 25% of them ($645 against a typical $741), it is bigger than 40% of them (2,110 ft² against a typical 2,381 ft²), its lot is bigger than 41% of them (0.26 ac against a typical 0.29 ac) and it is newer than 47% of them (1961 against a typical 1964). Measured against all of Western Connecticut County, it is worth more than 74% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 38 Ridge St, Cos Cob, CT?

The 2025 property tax bill for 38 Ridge St, Cos Cob, CT was $7,165. The county assessed it at $579,740.

Closest homes

More homes in Cos Cob 06807

Assigned schools

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