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Single Family ResidenceResidential
$236,111$86 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

38 RIVER ST

MADISON, OH 44057
4
Beds
2
Baths
2,732 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1880
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$236K
$210K low$262K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.569%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$1,360,000
KEY BANK NA · recorded Dec 10, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,208 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$66,650 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,170
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$60,480
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$66,650
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$190,420

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyLake
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1940
Lot (acres)The size of the land the home sits on, from county records.0.17
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 77 ft²Patio · 200 ft²Porch · 475 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
South Elementary SchoolB+
Elementary · Grades KG–5 · 0.3 mi
H
Madison High SchoolC-
High · Grades 9–12 · 1.6 mi
M
Madison Middle SchoolC+
Middle · Grades 6–8 · 1.7 mi

District: Madison Local School District

Neighborhood · ZIP 44057These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.115
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.109
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.53

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.19,499
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.401 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,484
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,746
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

38 River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 65% of homes in Madison 44057
  • Costs less per square foot than 97% of homes in Lake County
  • Bigger than 95% of homes in Madison 44057
  • Has a smaller lot than 78% of homes in Lake County
  • Among the oldest homes in Lake County

What homes are worth in Madison 44057

Each bar is how many homes fall in that price range. The marker is this home.

This home
$31K$464K

This home is worth more than 65% of homes in Madison 44057.

How it measures up in Madison 44057

The dot is this home. The mark in the middle is the typical home in Madison 44057.

Estimated value$236,111
CheaperTypical $204,636Pricier

Pricier than 65% of homes nearby

Price per ft²$86
CheaperTypical $142Pricier

Pricier than 12% of homes nearby

Living area2,732 ft²
SmallerTypical 1,478 ft²Bigger

Bigger than 95% of homes nearby

Lot size0.17 ac
SmallerTypical 0.34 acBigger

Bigger than 23% of homes nearby

Year built1880
OlderTypical 1970Newer

Newer than 4% of homes nearby

How 38 River St ranks against every home in each area.
MeasureThis homeMadison 44057Lake County
Estimated valuepricier than$236,11165% of homes50% of homes
Price per ft²pricier than$8612% of homes3% of homes
Living areabigger than2,732 ft²95% of homes91% of homes
Lot sizebigger than0.17 ac23% of homes22% of homes
Year builtnewer than18804% of homesalmost no homes

About 38 River St

How much is 38 River St, Madison, OH worth?

The TopHap Estimate for 38 River St, Madison, OH is $236,111 as of Jul 14, 2026. The likely range is $209,825 to $262,397. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 38 River St, Madison, OH?

38 River St, Madison, OH has 4 bedrooms, 2 bathrooms, 2,732 square feet of living space and a 0.17-acre lot.

When was 38 River St, Madison, OH built?

38 River St, Madison, OH was built in 1880, making it 146 years old. It is a colonial home. The building has 2 stories.

What schools serve 38 River St, Madison, OH?

38 River St, Madison, OH is assigned to South Elementary School (elementary), rated B+; Madison High School (high), rated C-; Madison Middle School (middle), rated C+. All sit in Madison Local School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 38 River St, Madison, OH compare to other homes in Madison 44057?

Among the 7,998 homes in Madison 44057, it is worth more than 65% of them ($236,111 against a typical $204,636), its price per square foot is higher than 12% of them ($86 against a typical $142), it is bigger than 95% of them (2,732 ft² against a typical 1,478 ft²), its lot is bigger than 23% of them (0.17 ac against a typical 0.34 ac) and it is newer than 4% of them (1880 against a typical 1970). Measured against all of Lake County, it is worth more than 50% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 38 River St, Madison, OH?

The 2025 property tax bill for 38 River St, Madison, OH was $3,208. The county assessed it at $66,650.

Closest homes

More homes in Madison 44057

Assigned schools

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