Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$187,562$95 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

38 RIVERSIDE ST

ROCHESTER, NY 14613
3
Beds
1
Baths
1,982 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1910
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$188K
$167K low$208K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$122,562
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$98,050
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.38%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$45,000
ESL FCU · 1.45% 1 · recorded Oct 5, 2018
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$20,000
ESL FCU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,760 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$188,000 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$178,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$188,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$188,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.29
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
3
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
58
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
70
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
14
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyMonroe
Lot (acres)The size of the land the home sits on, from county records.0.15
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 474 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
School 7-Virgil GrissomD+
Elementary · Grades PK–6 · 0.8 mi
M
School 58-World of Inquiry SchoolD-
Middle · Grades PK–12 · 2.6 mi

District: Rochester City School District

Neighborhood · ZIP 14613These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.151
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.60

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.28%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.15,821
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.8,385 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$36,746
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$53,228
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.51%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

38 Riverside St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in Rochester 14613
  • Costs less per square foot than 91% of homes in Monroe County
  • Bigger than 77% of homes in Maplewood
  • Has a bigger lot than 84% of homes in Rochester 14613
  • Older than 88% of homes in Monroe County

What homes are worth in Rochester 14613

Each bar is how many homes fall in that price range. The marker is this home.

This home
$57K$277K

This home is worth more than 87% of homes in Rochester 14613.

How it measures up in Rochester 14613

The dot is this home. The mark in the middle is the typical home in Rochester 14613.

Estimated value$187,562
CheaperTypical $120,910Pricier

Pricier than 87% of homes nearby

Price per ft²$95
CheaperTypical $79Pricier

Pricier than 75% of homes nearby

Living area1,982 ft²
SmallerTypical 1,682 ft²Bigger

Bigger than 67% of homes nearby

Lot size0.15 ac
SmallerTypical 0.12 acBigger

Bigger than 84% of homes nearby

Year built1910
OlderTypical 1911Newer

Newer than 49% of homes nearby

How 38 Riverside St ranks against every home in each area.
MeasureThis homeMaplewoodRochester 14613Monroe County
Estimated valuepricier than$187,56282% of homes87% of homes20% of homes
Price per ft²pricier than$9542% of homes75% of homes9% of homes
Living areabigger than1,982 ft²77% of homes67% of homes71% of homes
Lot sizebigger than0.15 ac74% of homes84% of homes29% of homes
Year builtnewer than191024% of homes49% of homes12% of homes

About 38 Riverside St

How much is 38 Riverside St, Rochester, NY worth?

The TopHap Estimate for 38 Riverside St, Rochester, NY is $187,562 as of Jul 14, 2026. The likely range is $166,863 to $208,261. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 38 Riverside St, Rochester, NY?

38 Riverside St, Rochester, NY has 3 bedrooms, 1 bathrooms, 1,982 square feet of living space and a 0.15-acre lot.

When was 38 Riverside St, Rochester, NY built?

38 Riverside St, Rochester, NY was built in 1910, making it 116 years old. It is a colonial home. The building has 3 stories.

What schools serve 38 Riverside St, Rochester, NY?

38 Riverside St, Rochester, NY is assigned to School 7-Virgil Grissom (elementary), rated D+; School 58-World of Inquiry School (middle), rated D-. All sit in Rochester City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 38 Riverside St, Rochester, NY compare to other homes in Rochester 14613?

Among the 3,613 homes in Rochester 14613, it is worth more than 87% of them ($187,562 against a typical $120,910), its price per square foot is higher than 75% of them ($95 against a typical $79), it is bigger than 67% of them (1,982 ft² against a typical 1,682 ft²), its lot is bigger than 84% of them (0.15 ac against a typical 0.12 ac) and it is newer than 49% of them (1910 against a typical 1911). Measured against all of Monroe County, it is worth more than 20% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 38 Riverside St, Rochester, NY?

The 2024 property tax bill for 38 Riverside St, Rochester, NY was $1,760. The county assessed it at $188,000.

More homes on Riverside St

Closest homes

More homes in Rochester 14613

Assigned schools

Explore the area

See this home in context

Open 38 Riverside St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map