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Single Family ResidenceResidential
$816,031$574 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $162,500 on Jun 20, 1989

38 ROWLAND ST

MARBLEHEAD, MA 01945
2
Beds
1.5
Baths
1,421 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,472 ft²
Lot SizeThe size of the land the home sits on, from county records.
1780
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$816K
$752K low$881K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$162,500 · Jun 20, 1989
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$551,031
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$440,825
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.33%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$265,000
AMERIHOME MORTGAGE CO LLC · R · recorded Jun 20, 2005

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,225 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$687,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$493,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$194,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$750,215

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyESSEX
Lot (acres)The size of the land the home sits on, from county records.0.08
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Marblehead Veterans Middle SchoolA
Middle · Grades 7–8 · 0.1 mi
H
Marblehead High SchoolA-
High · Grades 9–12 · 0.7 mi

District: Marblehead School District

Neighborhood · ZIP 01945These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.58
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.86

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.41%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.19,567
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,754 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$157,461
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$196,744
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

38 Rowland St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 76% of homes in Marblehead 01945
  • Costs more per square foot than 89% of homes in Essex County
  • Smaller than 80% of homes in Marblehead 01945
  • Has a smaller lot than 94% of homes in Essex County
  • Among the oldest homes in Essex County

What homes are worth in Marblehead 01945

Each bar is how many homes fall in that price range. The marker is this home.

This home
$381K$3.7M

This home is worth more than 24% of homes in Marblehead 01945.

How it measures up in Marblehead 01945

The dot is this home. The mark in the middle is the typical home in Marblehead 01945.

Estimated value$816,031
CheaperTypical $1,021,373Pricier

Pricier than 24% of homes nearby

Price per ft²$574
CheaperTypical $516Pricier

Pricier than 66% of homes nearby

Living area1,421 ft²
SmallerTypical 2,093 ft²Bigger

Bigger than 20% of homes nearby

Lot size3,472 ft²
SmallerTypical 0.18 acBigger

Bigger than 8% of homes nearby

Year built1780
OlderTypical 1946Newer

Newer than 3% of homes nearby

How 38 Rowland St ranks against every home in each area.
MeasureThis homeMarblehead 01945Essex County
Estimated valuepricier than$816,03124% of homes65% of homes
Price per ft²pricier than$57466% of homes89% of homes
Living areabigger than1,421 ft²20% of homes30% of homes
Lot sizebigger than3,472 ft²8% of homes6% of homes
Year builtnewer than17803% of homesalmost no homes

About 38 Rowland St

How much is 38 Rowland St, Marblehead, MA worth?

The TopHap Estimate for 38 Rowland St, Marblehead, MA is $816,031 as of Jul 14, 2026. The likely range is $751,556 to $880,506. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 38 Rowland St, Marblehead, MA last sell?

38 Rowland St, Marblehead, MA last sold on Jun 20, 1989 for $162,500, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 38 Rowland St, Marblehead, MA?

38 Rowland St, Marblehead, MA has 2 bedrooms, 1.5 bathrooms, 1,421 square feet of living space and a 0.08-acre lot.

When was 38 Rowland St, Marblehead, MA built?

38 Rowland St, Marblehead, MA was built in 1780, making it 246 years old. The building has 2 stories.

What schools serve 38 Rowland St, Marblehead, MA?

38 Rowland St, Marblehead, MA is assigned to Marblehead Veterans Middle School (middle), rated A; Marblehead High School (high), rated A-. All sit in Marblehead School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 38 Rowland St, Marblehead, MA compare to other homes in Marblehead 01945?

Among the 7,769 homes in Marblehead 01945, it is worth more than 24% of them ($816,031 against a typical $1,021,373), its price per square foot is higher than 66% of them ($574 against a typical $516), it is bigger than 20% of them (1,421 ft² against a typical 2,093 ft²), its lot is bigger than 8% of them (3,472 ft² against a typical 0.18 ac) and it is newer than 3% of them (1780 against a typical 1946). Measured against all of Essex County, it is worth more than 65% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 38 Rowland St, Marblehead, MA?

The 2025 property tax bill for 38 Rowland St, Marblehead, MA was $6,225. The county assessed it at $687,800.

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Assigned schools

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