Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$689,979$340 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $170,000 on Nov 12, 1996

38 RUBY ST

SPRINGFIELD, NJ 07081
0
Baths
2,030 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,938 ft²
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$690K
$661K low$719K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$170,000 · Nov 12, 1996
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$363,509
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$290,807
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.47%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$277,093
VILLAGE CAPITAL & INVESTMENT LLC · recorded Jun 15, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$49,377
AMERISAVE MORTGAGE CORP

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$13,533 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$561,300 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$198,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$362,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$561,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$561,300

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyUNION
Lot (acres)The size of the land the home sits on, from county records.0.09
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Edward V. Walton Early Childhood Center
Elementary · Grades PK–2 · 0.3 mi
M
Florence M. Gaudineer Middle SchoolC+
Middle · Grades 6–8 · 0.6 mi
H
Jonathan Dayton High SchoolC+
High · Grades 9–12 · 1.0 mi

District: Springfield Township School District

Neighborhood · ZIP 07081These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.74
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.107

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.40%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.17,594
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,383 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$139,786
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$162,945
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

38 Ruby St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 74% of homes in Union County
  • Has a smaller lot than 86% of homes in Springfield 07081
  • Newer than 96% of homes in Springfield 07081

What homes are worth in Springfield 07081

Each bar is how many homes fall in that price range. The marker is this home.

This home
$300K$1.4M

This home is worth more than 57% of homes in Springfield 07081.

How it measures up in Springfield 07081

The dot is this home. The mark in the middle is the typical home in Springfield 07081.

Estimated value$689,979
CheaperTypical $657,377Pricier

Pricier than 57% of homes nearby

Price per ft²$340
CheaperTypical $365Pricier

Pricier than 34% of homes nearby

Living area2,030 ft²
SmallerTypical 1,817 ft²Bigger

Bigger than 64% of homes nearby

Lot size3,938 ft²
SmallerTypical 0.19 acBigger

Bigger than 14% of homes nearby

Year built1996
OlderTypical 1956Newer

Newer than 96% of homes nearby

How 38 Ruby St ranks against every home in each area.
MeasureThis homeSpringfield 07081Union County
Estimated valuepricier than$689,97957% of homes59% of homes
Price per ft²pricier than$34034% of homes26% of homes
Living areabigger than2,030 ft²64% of homes62% of homes
Lot sizebigger than3,938 ft²14% of homes16% of homes
Year builtnewer than199696% of homes91% of homes

About 38 Ruby St

How much is 38 Ruby St, Springfield, NJ worth?

The TopHap Estimate for 38 Ruby St, Springfield, NJ is $689,979 as of Jul 14, 2026. The likely range is $661,252 to $718,706. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 38 Ruby St, Springfield, NJ last sell?

38 Ruby St, Springfield, NJ last sold on Nov 12, 1996 for $170,000, according to the county's recorded deed.

How big is 38 Ruby St, Springfield, NJ?

38 Ruby St, Springfield, NJ has 2,030 square feet of living space and a 0.09-acre lot.

When was 38 Ruby St, Springfield, NJ built?

38 Ruby St, Springfield, NJ was built in 1996, making it 30 years old. It is a cape cod home. The building has 2 stories.

What schools serve 38 Ruby St, Springfield, NJ?

38 Ruby St, Springfield, NJ is assigned to Edward V. Walton Early Childhood Center (elementary); Florence M. Gaudineer Middle School (middle), rated C+; Jonathan Dayton High School (high), rated C+. All sit in Springfield Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 38 Ruby St, Springfield, NJ compare to other homes in Springfield 07081?

Among the 4,924 homes in Springfield 07081, it is worth more than 57% of them ($689,979 against a typical $657,377), its price per square foot is higher than 34% of them ($340 against a typical $365), it is bigger than 64% of them (2,030 ft² against a typical 1,817 ft²), its lot is bigger than 14% of them (3,938 ft² against a typical 0.19 ac) and it is newer than 96% of them (1996 against a typical 1956). Measured against all of Union County, it is worth more than 59% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 38 Ruby St, Springfield, NJ?

The 2025 property tax bill for 38 Ruby St, Springfield, NJ was $13,533. The county assessed it at $561,300.

Closest homes

More homes in Springfield 07081

Assigned schools

Explore the area

See this home in context

Open 38 Ruby St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map