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Single Family ResidenceResidential
$436,731$397 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

45 RUBY ST

SPRINGFIELD, NJ 07081
0
Baths
1,099 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1949
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$437K
$421K low$452K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.113%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$510,000
GENWORTH FINANCIAL HOME EQUITY ACCESS · recorded Dec 14, 2010

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,349 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$304,800 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$206,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$98,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$304,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$304,800

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyUNION
Lot (acres)The size of the land the home sits on, from county records.0.14
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Edward V. Walton Early Childhood Center
Elementary · Grades PK–2 · 0.2 mi
M
Florence M. Gaudineer Middle SchoolC+
Middle · Grades 6–8 · 0.6 mi
H
Jonathan Dayton High SchoolC+
High · Grades 9–12 · 1.0 mi

District: Springfield Township School District

Neighborhood · ZIP 07081These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.74
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.107

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.40%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.17,594
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,383 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$139,786
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$162,945
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Ruby St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 92% of homes in Springfield 07081
  • Costs more per square foot than 69% of homes in Springfield 07081
  • Smaller than 88% of homes in Springfield 07081
  • Has a smaller lot than 71% of homes in Springfield 07081
  • Older than 73% of homes in Springfield 07081

What homes are worth in Springfield 07081

Each bar is how many homes fall in that price range. The marker is this home.

This home
$298K$1.3M

This home is worth more than 8% of homes in Springfield 07081.

How it measures up in Springfield 07081

The dot is this home. The mark in the middle is the typical home in Springfield 07081.

Estimated value$436,731
CheaperTypical $656,211Pricier

Pricier than 8% of homes nearby

Price per ft²$397
CheaperTypical $366Pricier

Pricier than 69% of homes nearby

Living area1,099 ft²
SmallerTypical 1,817 ft²Bigger

Bigger than 12% of homes nearby

Lot size0.14 ac
SmallerTypical 0.19 acBigger

Bigger than 29% of homes nearby

Year built1949
OlderTypical 1957Newer

Newer than 27% of homes nearby

How 45 Ruby St ranks against every home in each area.
MeasureThis homeSpringfield 07081Union County
Estimated valuepricier than$436,7318% of homes10% of homes
Price per ft²pricier than$39769% of homes46% of homes
Living areabigger than1,099 ft²12% of homes13% of homes
Lot sizebigger than0.14 ac29% of homes49% of homes
Year builtnewer than194927% of homes47% of homes

About 45 Ruby St

How much is 45 Ruby St, Springfield, NJ worth?

The TopHap Estimate for 45 Ruby St, Springfield, NJ is $436,731 as of Jul 14, 2026. The likely range is $421,479 to $451,983. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Ruby St, Springfield, NJ last sell?

45 Ruby St, Springfield, NJ last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 45 Ruby St, Springfield, NJ?

45 Ruby St, Springfield, NJ has 1,099 square feet of living space and a 0.14-acre lot.

When was 45 Ruby St, Springfield, NJ built?

45 Ruby St, Springfield, NJ was built in 1949, making it 77 years old. It is a cape cod home. The building has 1 story.

What schools serve 45 Ruby St, Springfield, NJ?

45 Ruby St, Springfield, NJ is assigned to Edward V. Walton Early Childhood Center (elementary); Florence M. Gaudineer Middle School (middle), rated C+; Jonathan Dayton High School (high), rated C+. All sit in Springfield Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Ruby St, Springfield, NJ compare to other homes in Springfield 07081?

Among the 4,924 homes in Springfield 07081, it is worth more than 8% of them ($436,731 against a typical $656,211), its price per square foot is higher than 69% of them ($397 against a typical $366), it is bigger than 12% of them (1,099 ft² against a typical 1,817 ft²), its lot is bigger than 29% of them (0.14 ac against a typical 0.19 ac) and it is newer than 27% of them (1949 against a typical 1957). Measured against all of Union County, it is worth more than 10% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Ruby St, Springfield, NJ?

The 2025 property tax bill for 45 Ruby St, Springfield, NJ was $7,349. The county assessed it at $304,800.

More homes on Ruby St

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Assigned schools

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