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Single Family ResidentialResidential
$442,998$148 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

38 RUSKIN LOOP

HERNANDO, MS 38632
4
Beds
0
Baths
3,002 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.32 ac
Lot SizeThe size of the land the home sits on, from county records.
2022
Year BuiltThe year the home was originally built, according to county records.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$443K
$410K low$476K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$10,968
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$8,774
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.97%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$432,030
CMG MORTGAGE INC · recorded Aug 19, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,578 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$33,289 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$29,789
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$33,289
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$332,892

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyDeSoto
Lot (acres)The size of the land the home sits on, from county records.0.32
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Hernando Middle SchoolA
Middle · Grades 6–8 · 1.6 mi
E
Hernando Elementary SchoolA-
Elementary · Grades KG–1 · 1.7 mi
H
Hernando High SchoolA
High · Grades 9–12 · 1.9 mi

District: Desoto County School District

Neighborhood · ZIP 38632These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.143
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.179

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.31,213
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.166 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$88,302
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$107,466
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

38 Ruskin Loop measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in DeSoto County
  • Costs more per square foot than 71% of homes in DeSoto County
  • Bigger than 81% of homes in DeSoto County
  • Has a smaller lot than 74% of homes in Hernando 38632
  • Newer than 97% of homes in DeSoto County

What homes are worth in Hernando 38632

Each bar is how many homes fall in that price range. The marker is this home.

This home
$148K$775K

This home is worth more than 77% of homes in Hernando 38632.

How it measures up in Hernando 38632

The dot is this home. The mark in the middle is the typical home in Hernando 38632.

Estimated value$442,998
CheaperTypical $345,000Pricier

Pricier than 77% of homes nearby

Price per ft²$148
CheaperTypical $146Pricier

Pricier than 53% of homes nearby

Living area3,002 ft²
SmallerTypical 2,367 ft²Bigger

Bigger than 74% of homes nearby

Lot size0.32 ac
SmallerTypical 0.79 acBigger

Bigger than 26% of homes nearby

Year built2022
OlderTypical 2003Newer

Newer than 95% of homes nearby

How 38 Ruskin Loop ranks against every home in each area.
MeasureThis homeHernando 38632DeSoto County
Estimated valuepricier than$442,99877% of homes87% of homes
Price per ft²pricier than$14853% of homes71% of homes
Living areabigger than3,002 ft²74% of homes81% of homes
Lot sizebigger than0.32 ac26% of homes50% of homes
Year builtnewer than202295% of homes97% of homes

About 38 Ruskin Loop

How much is 38 Ruskin Loop, Hernando, MS worth?

The TopHap Estimate for 38 Ruskin Loop, Hernando, MS is $442,998 as of Jul 14, 2026. The likely range is $409,631 to $476,365. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 38 Ruskin Loop, Hernando, MS last sell?

38 Ruskin Loop, Hernando, MS last sold on Aug 19, 2024, according to the county's recorded deed.

How big is 38 Ruskin Loop, Hernando, MS?

38 Ruskin Loop, Hernando, MS has 4 bedrooms, 3,002 square feet of living space and a 0.32-acre lot.

When was 38 Ruskin Loop, Hernando, MS built?

38 Ruskin Loop, Hernando, MS was built in 2022, making it 4 years old.

What schools serve 38 Ruskin Loop, Hernando, MS?

38 Ruskin Loop, Hernando, MS is assigned to Hernando Middle School (middle), rated A; Hernando Elementary School (elementary), rated A-; Hernando High School (high), rated A. All sit in Desoto County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 38 Ruskin Loop, Hernando, MS compare to other homes in Hernando 38632?

Among the 12,506 homes in Hernando 38632, it is worth more than 77% of them ($442,998 against a typical $345,000), its price per square foot is higher than 53% of them ($148 against a typical $146), it is bigger than 74% of them (3,002 ft² against a typical 2,367 ft²), its lot is bigger than 26% of them (0.32 ac against a typical 0.79 ac) and it is newer than 95% of them (2022 against a typical 2003). Measured against all of DeSoto County, it is worth more than 87% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 38 Ruskin Loop, Hernando, MS?

The 2025 property tax bill for 38 Ruskin Loop, Hernando, MS was $3,578. The county assessed it at $33,289.

Closest homes

More homes in Hernando 38632

Assigned schools

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