Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$524,111$228 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $301,000 on Jun 20, 2008

38 SADDLE RIDGE RD

PORT MATILDA, PA 16870
4
Beds
3 / 1
Baths
2,302 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.81 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$524K
$499K low$549K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$301,000 · Jun 20, 2008
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$524,111
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$419,289

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,541 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$95,950 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$21,925
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$74,025
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$95,950
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$191,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
21
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
63
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
88
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
11
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCentre
Lot (acres)The size of the land the home sits on, from county records.0.81
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Gray's Woods ElementaryA-
Elementary · Grades KG–5 · 2.2 mi
M
Park Forest Middle SchoolA
Middle · Grades 6–8 · 4.0 mi
H
State College Area High SchoolA+
High · Grades 9–12 · 7.6 mi

District: State College Area School District

Neighborhood · ZIP 16870These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.57
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.6,655
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.92 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$111,238
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$171,014
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

38 Saddle Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Centre County
  • Bigger than 79% of homes in Centre County
  • Has a bigger lot than 70% of homes in Centre County
  • Newer than 82% of homes in Centre County

What homes are worth in Port Matilda 16870

Each bar is how many homes fall in that price range. The marker is this home.

This home
$129K$1.2M

This home is worth more than 64% of homes in Port Matilda 16870.

How it measures up in Port Matilda 16870

The dot is this home. The mark in the middle is the typical home in Port Matilda 16870.

Estimated value$524,111
CheaperTypical $438,917Pricier

Pricier than 64% of homes nearby

Price per ft²$228
CheaperTypical $227Pricier

Pricier than 51% of homes nearby

Living area2,302 ft²
SmallerTypical 1,880 ft²Bigger

Bigger than 67% of homes nearby

Lot size0.81 ac
SmallerTypical 1.1 acBigger

Bigger than 35% of homes nearby

Year built2003
OlderTypical 1994Newer

Newer than 74% of homes nearby

How 38 Saddle Ridge Rd ranks against every home in each area.
MeasureThis homePort Matilda 16870Centre County
Estimated valuepricier than$524,11164% of homes82% of homes
Price per ft²pricier than$22851% of homes60% of homes
Living areabigger than2,302 ft²67% of homes79% of homes
Lot sizebigger than0.81 ac35% of homes70% of homes
Year builtnewer than200374% of homes82% of homes

About 38 Saddle Ridge Rd

How much is 38 Saddle Ridge Rd, Port Matilda, PA worth?

The TopHap Estimate for 38 Saddle Ridge Rd, Port Matilda, PA is $524,111 as of Jul 14, 2026. The likely range is $499,012 to $549,210. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 38 Saddle Ridge Rd, Port Matilda, PA last sell?

38 Saddle Ridge Rd, Port Matilda, PA last sold on Jun 20, 2008 for $301,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 38 Saddle Ridge Rd, Port Matilda, PA?

38 Saddle Ridge Rd, Port Matilda, PA has 4 bedrooms, 3 bathrooms, 2,302 square feet of living space and a 0.81-acre lot.

When was 38 Saddle Ridge Rd, Port Matilda, PA built?

38 Saddle Ridge Rd, Port Matilda, PA was built in 2003, making it 23 years old. The building has 2 stories.

What schools serve 38 Saddle Ridge Rd, Port Matilda, PA?

38 Saddle Ridge Rd, Port Matilda, PA is assigned to Gray's Woods Elementary (elementary), rated A-; Park Forest Middle School (middle), rated A; State College Area High School (high), rated A+. All sit in State College Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 38 Saddle Ridge Rd, Port Matilda, PA compare to other homes in Port Matilda 16870?

Among the 3,004 homes in Port Matilda 16870, it is worth more than 64% of them ($524,111 against a typical $438,917), its price per square foot is higher than 51% of them ($228 against a typical $227), it is bigger than 67% of them (2,302 ft² against a typical 1,880 ft²), its lot is bigger than 35% of them (0.81 ac against a typical 1.1 ac) and it is newer than 74% of them (2003 against a typical 1994). Measured against all of Centre County, it is worth more than 82% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 38 Saddle Ridge Rd, Port Matilda, PA?

The 2026 property tax bill for 38 Saddle Ridge Rd, Port Matilda, PA was $6,541. The county assessed it at $95,950.

Closest homes

More homes in Port Matilda 16870

Assigned schools

Explore the area

See this home in context

Open 38 Saddle Ridge Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map