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Single Family ResidenceResidential
$277,251$385 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $185,000 on Dec 3, 2020

3804 HARDING AVE

RICHMOND, IL 60071
3
Beds
0
Baths
720 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1956
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$277K
$270K low$284K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$185,000 · Dec 3, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$129,251
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$103,401
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.57%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$148,000
KEY MORTGAGE SERVICES INC · 2.75% 2 · recorded Dec 3, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,172 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$70,387 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,929
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$63,458
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$64,345
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$211,161

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyMcHenry
Lot (acres)The size of the land the home sits on, from county records.0.18
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Radiant
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 78 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Nippersink Middle SchoolB
Middle · Grades 6–8 · 2.3 mi
E
Richmond Grade SchoolB
Elementary · Grades PK–5 · 2.5 mi
H
Richmond-Burton High SchoolA-
High · Grades 9–12 · 3.8 mi

District: Richmond-Burton Community High School District 157

Neighborhood · ZIP 60071These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.4,418
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.180 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,728
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$123,309
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3804 Harding Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 75% of homes in McHenry County
  • Among the highest price per square foot in McHenry County
  • Smaller than 98% of homes in McHenry County
  • Has a smaller lot than 93% of homes in Richmond 60071
  • Older than 84% of homes in McHenry County

What homes are worth in Richmond 60071

Each bar is how many homes fall in that price range. The marker is this home.

This home
$119K$809K

This home is worth more than 29% of homes in Richmond 60071.

How it measures up in Richmond 60071

The dot is this home. The mark in the middle is the typical home in Richmond 60071.

Estimated value$277,251
CheaperTypical $384,057Pricier

Pricier than 29% of homes nearby

Price per ft²$385
CheaperTypical $198Pricier

Pricier than 98% of homes nearby

Living area720 ft²
SmallerTypical 1,756 ft²Bigger

Bigger than 5% of homes nearby

Lot size0.18 ac
SmallerTypical 1 acBigger

Bigger than 7% of homes nearby

Year built1956
OlderTypical 1990Newer

Newer than 17% of homes nearby

How 3804 Harding Ave ranks against every home in each area.
MeasureThis homeRichmond 60071McHenry County
Estimated valuepricier than$277,25129% of homes25% of homes
Price per ft²pricier than$38598% of homesalmost all homes
Living areabigger than720 ft²5% of homes2% of homes
Lot sizebigger than0.18 ac7% of homes19% of homes
Year builtnewer than195617% of homes16% of homes

About 3804 Harding Ave

How much is 3804 Harding Ave, Richmond, IL worth?

The TopHap Estimate for 3804 Harding Ave, Richmond, IL is $277,251 as of Jul 14, 2026. The likely range is $270,148 to $284,354. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3804 Harding Ave, Richmond, IL last sell?

3804 Harding Ave, Richmond, IL last sold on Dec 3, 2020 for $185,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 3804 Harding Ave, Richmond, IL?

3804 Harding Ave, Richmond, IL has 3 bedrooms, 720 square feet of living space and a 0.18-acre lot.

When was 3804 Harding Ave, Richmond, IL built?

3804 Harding Ave, Richmond, IL was built in 1956, making it 70 years old. It is a split level home. The building has 2 stories.

What schools serve 3804 Harding Ave, Richmond, IL?

3804 Harding Ave, Richmond, IL is assigned to Nippersink Middle School (middle), rated B; Richmond Grade School (elementary), rated B; Richmond-Burton High School (high), rated A-. All sit in Richmond-Burton Community High School District 157. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3804 Harding Ave, Richmond, IL compare to other homes in Richmond 60071?

Among the 1,517 homes in Richmond 60071, it is worth more than 29% of them ($277,251 against a typical $384,057), its price per square foot is higher than 98% of them ($385 against a typical $198), it is bigger than 5% of them (720 ft² against a typical 1,756 ft²), its lot is bigger than 7% of them (0.18 ac against a typical 1 ac) and it is newer than 17% of them (1956 against a typical 1990). Measured against all of McHenry County, it is worth more than 25% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3804 Harding Ave, Richmond, IL?

The 2024 property tax bill for 3804 Harding Ave, Richmond, IL was $4,172. The county assessed it at $70,387.

More homes on Harding Ave

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Assigned schools

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