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Single Family ResidenceResidential
$149,500$115 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

3804 PROSPECT ST

ONEIDA, NY 13421
2
Beds
1
Baths
1,300 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.55 ac
Lot SizeThe size of the land the home sits on, from county records.
1890
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$150K
$127K low$172K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,011 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$55,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$51,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$55,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$126,437

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.37 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyONEIDA
Lot (acres)The size of the land the home sits on, from county records.0.55
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 72 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Willard Prior Elementary SchoolD+
Elementary · Grades PK–1 · 0.5 mi
H
Oneida High SchoolC+
High · Grades 9–12 · 1.1 mi
M
Otto Shortell Middle SchoolC-
Middle · Grades 6–8 · 3.6 mi

District: Oneida City School District

Neighborhood · ZIP 13421These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.41

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.12,109
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.296 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,547
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,288
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3804 Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 84% of homes in Oneida County
  • Costs less per square foot than 77% of homes in Oneida County
  • Smaller than 73% of homes in Oneida 13421
  • Has a bigger lot than 65% of homes in Oneida 13421
  • Older than 90% of homes in Oneida 13421

What homes are worth in Oneida 13421

Each bar is how many homes fall in that price range. The marker is this home.

This home
$70K$482K

This home is worth more than 28% of homes in Oneida 13421.

How it measures up in Oneida 13421

The dot is this home. The mark in the middle is the typical home in Oneida 13421.

Estimated value$149,500
CheaperTypical $195,564Pricier

Pricier than 28% of homes nearby

Price per ft²$115
CheaperTypical $134Pricier

Pricier than 35% of homes nearby

Living area1,300 ft²
SmallerTypical 1,624 ft²Bigger

Bigger than 27% of homes nearby

Lot size0.55 ac
SmallerTypical 0.34 acBigger

Bigger than 65% of homes nearby

Year built1890
OlderTypical 1930Newer

Newer than 10% of homes nearby

How 3804 Prospect St ranks against every home in each area.
MeasureThis homeOneida 13421Oneida County
Estimated valuepricier than$149,50028% of homes16% of homes
Price per ft²pricier than$11535% of homes23% of homes
Living areabigger than1,300 ft²27% of homes31% of homes
Lot sizebigger than0.55 ac65% of homes62% of homes
Year builtnewer than189010% of homes11% of homes

About 3804 Prospect St

How much is 3804 Prospect St, Oneida, NY worth?

The TopHap Estimate for 3804 Prospect St, Oneida, NY is $149,500 as of Sep 24, 2026. The likely range is $126,647 to $172,353. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3804 Prospect St, Oneida, NY last sell?

3804 Prospect St, Oneida, NY last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3804 Prospect St, Oneida, NY?

3804 Prospect St, Oneida, NY has 2 bedrooms, 1 bathrooms, 1,300 square feet of living space and a 0.55-acre lot.

When was 3804 Prospect St, Oneida, NY built?

3804 Prospect St, Oneida, NY was built in 1890, making it 136 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 3804 Prospect St, Oneida, NY?

3804 Prospect St, Oneida, NY is assigned to Willard Prior Elementary School (elementary), rated D+; Oneida High School (high), rated C+; Otto Shortell Middle School (middle), rated C-. All sit in Oneida City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3804 Prospect St, Oneida, NY compare to other homes in Oneida 13421?

Among the 4,129 homes in Oneida 13421, it is worth more than 28% of them ($149,500 against a typical $195,564), its price per square foot is higher than 35% of them ($115 against a typical $134), it is bigger than 27% of them (1,300 ft² against a typical 1,624 ft²), its lot is bigger than 65% of them (0.55 ac against a typical 0.34 ac) and it is newer than 10% of them (1890 against a typical 1930). Measured against all of Oneida County, it is worth more than 16% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3804 Prospect St, Oneida, NY?

The 2026 property tax bill for 3804 Prospect St, Oneida, NY was $3,011. The county assessed it at $55,000.

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