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Single Family ResidenceResidential
$230,254$222 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $220,000 on Oct 21, 2024

38040 CENTER RIDGE RD

NORTH RIDGEVILLE, OH 44039
2
Beds
1.5
Baths
1,036 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.9 ac
Lot SizeThe size of the land the home sits on, from county records.
1945
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$230K
$209K low$251K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$220,000 · Oct 21, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$25,554
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$20,443
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.89%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$204,700
DOLLAR BANK FSB · 6.38% · recorded Apr 30, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,699 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$55,286 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$23,933
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$31,353
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$157,960

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
69
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
73
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyLORAIN
Lot (acres)The size of the land the home sits on, from county records.0.90
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Baseboard
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 410 ft²Patio · 70 ft²Porch · 112 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
North Ridgeville Academic CenterB+
Middle · Grades 3–8 · 2.3 mi
H
North Ridgeville High SchoolA-
High · Grades 9–12 · 2.4 mi
E
Liberty Elementary School
Elementary · Grades 1–2 · 2.5 mi

District: North Ridgeville City School District

Neighborhood · ZIP 44039These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.27
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.114
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.41

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.36,448
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,529 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$93,310
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$108,251
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

38040 Center Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 80% of homes in North Ridgeville 44039
  • Costs more per square foot than 87% of homes in North Ridgeville 44039
  • Smaller than 96% of homes in North Ridgeville 44039
  • Has a bigger lot than 90% of homes in North Ridgeville 44039
  • Older than 96% of homes in North Ridgeville 44039

What homes are worth in North Ridgeville 44039

Each bar is how many homes fall in that price range. The marker is this home.

This home
$162K$588K

This home is worth more than 20% of homes in North Ridgeville 44039.

How it measures up in North Ridgeville 44039

The dot is this home. The mark in the middle is the typical home in North Ridgeville 44039.

Estimated value$230,254
CheaperTypical $333,394Pricier

Pricier than 20% of homes nearby

Price per ft²$222
CheaperTypical $183Pricier

Pricier than 87% of homes nearby

Living area1,036 ft²
SmallerTypical 1,808 ft²Bigger

Bigger than 4% of homes nearby

Lot size0.9 ac
SmallerTypical 0.3 acBigger

Bigger than 90% of homes nearby

Year built1945
OlderTypical 1998Newer

Newer than 4% of homes nearby

How 38040 Center Ridge Rd ranks against every home in each area.
MeasureThis homeNorth Ridgeville 44039Lorain County
Estimated valuepricier than$230,25420% of homes43% of homes
Price per ft²pricier than$22287% of homes87% of homes
Living areabigger than1,036 ft²4% of homes12% of homes
Lot sizebigger than0.9 ac90% of homes84% of homes
Year builtnewer than19454% of homes19% of homes

About 38040 Center Ridge Rd

How much is 38040 Center Ridge Rd, North Ridgeville, OH worth?

The TopHap Estimate for 38040 Center Ridge Rd, North Ridgeville, OH is $230,254 as of Jul 14, 2026. The likely range is $209,345 to $251,163. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 38040 Center Ridge Rd, North Ridgeville, OH last sell?

38040 Center Ridge Rd, North Ridgeville, OH last sold on Oct 21, 2024 for $220,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 38040 Center Ridge Rd, North Ridgeville, OH?

38040 Center Ridge Rd, North Ridgeville, OH has 2 bedrooms, 1.5 bathrooms, 1,036 square feet of living space and a 0.90-acre lot.

When was 38040 Center Ridge Rd, North Ridgeville, OH built?

38040 Center Ridge Rd, North Ridgeville, OH was built in 1945, making it 81 years old. It is a conventional home. The building has 1 story.

What schools serve 38040 Center Ridge Rd, North Ridgeville, OH?

38040 Center Ridge Rd, North Ridgeville, OH is assigned to North Ridgeville Academic Center (middle), rated B+; North Ridgeville High School (high), rated A-; Liberty Elementary School (elementary). All sit in North Ridgeville City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 38040 Center Ridge Rd, North Ridgeville, OH compare to other homes in North Ridgeville 44039?

Among the 14,913 homes in North Ridgeville 44039, it is worth more than 20% of them ($230,254 against a typical $333,394), its price per square foot is higher than 87% of them ($222 against a typical $183), it is bigger than 4% of them (1,036 ft² against a typical 1,808 ft²), its lot is bigger than 90% of them (0.9 ac against a typical 0.3 ac) and it is newer than 4% of them (1945 against a typical 1998). Measured against all of Lorain County, it is worth more than 43% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 38040 Center Ridge Rd, North Ridgeville, OH?

The 2025 property tax bill for 38040 Center Ridge Rd, North Ridgeville, OH was $2,699. The county assessed it at $55,286.

Closest homes

More homes in North Ridgeville 44039

Assigned schools

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