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Single Family ResidenceResidential
$117,769$1,052 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

38096 BEAR RIVER RD

DEER RIVER, MN 56636
0
Baths
112 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.

Valuation

$118K
$108K low$128K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$59,769
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$47,815
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.47%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$58,000
AFFINITY PLUS FCU · recorded Sep 24, 2009

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$386 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$34,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$33,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$1,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$34,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$34,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Mobile Home
CountyITASCA
Lot (acres)The size of the land the home sits on, from county records.3.00
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Deer River Secondary SchoolC-
Middle · Grades 6–12 · 10.4 mi
E
King Elementary SchoolB-
Elementary · Grades PK–5 · 10.8 mi

District: Deer River Public School District

Neighborhood · ZIP 56636These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.127
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.13

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.67%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.5,325
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.8 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,067
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,615
Average tempThe average temperature here across a full year.39°F
Annual precipHow much rain and melted snow falls here in a typical year.27 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

38096 Bear River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 81% of homes in Deer River 56636
  • Among the highest price per square foot in Itasca County
  • Among the smallest homes in Deer River 56636
  • Newer than 84% of homes in Itasca County

What homes are worth in Deer River 56636

Each bar is how many homes fall in that price range. The marker is this home.

This home
$55K$636K

This home is worth more than 19% of homes in Deer River 56636.

How it measures up in Deer River 56636

The dot is this home. The mark in the middle is the typical home in Deer River 56636.

Estimated value$117,769
CheaperTypical $195,544Pricier

Pricier than 19% of homes nearby

Price per ft²$1052
CheaperTypical $180Pricier

Pricier than almost all homes nearby

Living area112 ft²
SmallerTypical 1,072 ft²Bigger

Smaller than almost all homes nearby

Lot size3 ac
SmallerTypical 3.07 acBigger

Bigger than 50% of homes nearby

Year built2005
OlderTypical 1988Newer

Newer than 80% of homes nearby

How 38096 Bear River Rd ranks against every home in each area.
MeasureThis homeDeer River 56636Itasca County
Estimated valuepricier than$117,76919% of homes20% of homes
Price per ft²pricier than$1052almost all homesalmost all homes
Living areabigger than112 ft²almost no homesalmost no homes
Lot sizebigger than3 ac50% of homes59% of homes
Year builtnewer than200580% of homes84% of homes

About 38096 Bear River Rd

How much is 38096 Bear River Rd, Deer River, MN worth?

The TopHap Estimate for 38096 Bear River Rd, Deer River, MN is $117,769 as of Jul 14, 2026. The likely range is $107,714 to $127,824. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 38096 Bear River Rd, Deer River, MN last sell?

38096 Bear River Rd, Deer River, MN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 38096 Bear River Rd, Deer River, MN?

38096 Bear River Rd, Deer River, MN has 112 square feet of living space and a 3.00-acre lot.

When was 38096 Bear River Rd, Deer River, MN built?

38096 Bear River Rd, Deer River, MN was built in 2005, making it 21 years old. It is a mobile home home.

What schools serve 38096 Bear River Rd, Deer River, MN?

38096 Bear River Rd, Deer River, MN is assigned to Deer River Secondary School (middle), rated C-; King Elementary School (elementary), rated B-. All sit in Deer River Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 38096 Bear River Rd, Deer River, MN compare to other homes in Deer River 56636?

Among the 3,301 homes in Deer River 56636, it is worth more than 19% of them ($117,769 against a typical $195,544), its price per square foot is higher than almost all of them ($1052 against a typical $180), it is bigger than almost none of them (112 ft² against a typical 1,072 ft²), its lot is bigger than 50% of them (3 ac against a typical 3.07 ac) and it is newer than 80% of them (2005 against a typical 1988). Measured against all of Itasca County, it is worth more than 20% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 38096 Bear River Rd, Deer River, MN?

The 2026 property tax bill for 38096 Bear River Rd, Deer River, MN was $386. The county assessed it at $34,600.

Closest homes

More homes in Deer River 56636

Assigned schools

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