Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$545,138$429 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $118,500 on Dec 23, 1998

3812 MELODY LN

RIVERSIDE, CA 92504
3
Beds
1.8
Baths
1,271 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.26 ac
Lot SizeThe size of the land the home sits on, from county records.
1951
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$545K
$449K low$641K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$118,500 · Dec 23, 1998
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$404,728
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$323,782
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.24%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$140,410
MOUNTAIN WEST FINANCIAL · recorded Sep 22, 2006

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,630 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$189,455 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$55,950
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$133,505
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$185,741
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$530,550

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyRIVERSIDE
Lot (acres)The size of the land the home sits on, from county records.0.26
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Monroe Elementary SchoolB+
Elementary · Grades KG–6 · 0.3 mi
M
Chemawa Middle SchoolC+
Middle · Grades 7–8 · 0.3 mi
H
Ramona High SchoolC
High · Grades 9–12 · 1.1 mi

District: Riverside Unified School District

Neighborhood · ZIP 92504These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.90
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.307

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.56,759
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,438 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,931
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$102,916
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.11 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3812 Melody Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 76% of homes in Ramona - Riverside
  • Costs more per square foot than 86% of homes in Riverside County
  • Smaller than 81% of homes in Riverside County
  • Has a bigger lot than 91% of homes in Ramona - Riverside
  • Older than 96% of homes in Riverside County

What homes are worth in Riverside 92504

Each bar is how many homes fall in that price range. The marker is this home.

This home
$389K$1.3M

This home is worth more than 27% of homes in Riverside 92504.

How it measures up in Riverside 92504

The dot is this home. The mark in the middle is the typical home in Riverside 92504.

Estimated value$545,138
CheaperTypical $598,791Pricier

Pricier than 27% of homes nearby

Price per ft²$429
CheaperTypical $416Pricier

Pricier than 56% of homes nearby

Living area1,271 ft²
SmallerTypical 1,416 ft²Bigger

Bigger than 35% of homes nearby

Lot size0.26 ac
SmallerTypical 0.19 acBigger

Bigger than 67% of homes nearby

Year built1951
OlderTypical 1960Newer

Newer than 16% of homes nearby

How 3812 Melody Ln ranks against every home in each area.
MeasureThis homeRamona - RiversideRiverside 92504Riverside County
Estimated valuepricier than$545,13824% of homes27% of homes42% of homes
Price per ft²pricier than$42930% of homes56% of homes86% of homes
Living areabigger than1,271 ft²52% of homes35% of homes19% of homes
Lot sizebigger than0.26 ac91% of homes67% of homes64% of homes
Year builtnewer than195113% of homes16% of homes4% of homes

About 3812 Melody Ln

How much is 3812 Melody Ln, Riverside, CA worth?

The TopHap Estimate for 3812 Melody Ln, Riverside, CA is $545,138 as of Jul 14, 2026. The likely range is $448,804 to $641,472. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3812 Melody Ln, Riverside, CA last sell?

3812 Melody Ln, Riverside, CA last sold on Dec 23, 1998 for $118,500, according to the county's recorded deed.

How big is 3812 Melody Ln, Riverside, CA?

3812 Melody Ln, Riverside, CA has 3 bedrooms, 1.8 bathrooms, 1,271 square feet of living space and a 0.26-acre lot.

When was 3812 Melody Ln, Riverside, CA built?

3812 Melody Ln, Riverside, CA was built in 1951, making it 75 years old. The building has 1 story.

What schools serve 3812 Melody Ln, Riverside, CA?

3812 Melody Ln, Riverside, CA is assigned to Monroe Elementary School (elementary), rated B+; Chemawa Middle School (middle), rated C+; Ramona High School (high), rated C. All sit in Riverside Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3812 Melody Ln, Riverside, CA compare to other homes in Riverside 92504?

Among the 13,368 homes in Riverside 92504, it is worth more than 27% of them ($545,138 against a typical $598,791), its price per square foot is higher than 56% of them ($429 against a typical $416), it is bigger than 35% of them (1,271 ft² against a typical 1,416 ft²), its lot is bigger than 67% of them (0.26 ac against a typical 0.19 ac) and it is newer than 16% of them (1951 against a typical 1960). Measured against all of Riverside County, it is worth more than 42% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3812 Melody Ln, Riverside, CA?

The 2025 property tax bill for 3812 Melody Ln, Riverside, CA was $4,630. The county assessed it at $189,455.

Closest homes

More homes in Riverside 92504

Assigned schools

Explore the area

See this home in context

Open 3812 Melody Ln on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map