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Single Family ResidenceResidential
$421,908$155 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $170,000 on Jan 3, 2013

3815 ROCK BLUFF CT

SAINT LOUIS, MO 63129
4
Beds
3 / 1
Baths
2,715 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.32 ac
Lot SizeThe size of the land the home sits on, from county records.
1985
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$422K
$408K low$436K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$170,000 · Jan 3, 2013
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$94,908
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$75,926
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.77%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$287,000
FIRST COMMUNITY CU · 5.95% 1 · recorded Oct 22, 2024
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$40,000
FIRST COMMUNITY CU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,894 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$81,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$27,150
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$53,850
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$72,980
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$426,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.53
60
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
32
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
87
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
79
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
8
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.24 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountySt. Louis
Lot (acres)The size of the land the home sits on, from county records.0.32
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.BalconyPatio · 318 ft²Porch · 60 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Blades Elementary SchoolB+
Elementary · Grades KG–5 · 0.9 mi
H
Oakville High SchoolA+
High · Grades 9–12 · 1.1 mi
M
Bernard Middle SchoolB+
Middle · Grades 6–8 · 1.8 mi

District: Mehlville R-Ix School District

Neighborhood · ZIP 63129These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.61
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.150

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.53,757
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,291 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$94,429
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$110,549
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3815 Rock Bluff Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 77% of homes in Saint Louis 63129
  • Costs less per square foot than 89% of homes in Oakville
  • Bigger than 87% of homes in Saint Louis 63129
  • Has a bigger lot than 79% of homes in Saint Louis 63129
  • Newer than 77% of homes in St. Louis County

What homes are worth in Saint Louis 63129

Each bar is how many homes fall in that price range. The marker is this home.

This home
$135K$714K

This home is worth more than 77% of homes in Saint Louis 63129.

How it measures up in Saint Louis 63129

The dot is this home. The mark in the middle is the typical home in Saint Louis 63129.

Estimated value$421,908
CheaperTypical $333,152Pricier

Pricier than 77% of homes nearby

Price per ft²$155
CheaperTypical $189Pricier

Pricier than 13% of homes nearby

Living area2,715 ft²
SmallerTypical 1,724 ft²Bigger

Bigger than 87% of homes nearby

Lot size0.32 ac
SmallerTypical 0.23 acBigger

Bigger than 79% of homes nearby

Year built1985
OlderTypical 1983Newer

Newer than 57% of homes nearby

How 3815 Rock Bluff Ct ranks against every home in each area.
MeasureThis homeOakvilleSaint Louis 63129St. Louis County
Estimated valuepricier than$421,90874% of homes77% of homes73% of homes
Price per ft²pricier than$15511% of homes13% of homes34% of homes
Living areabigger than2,715 ft²86% of homes87% of homes86% of homes
Lot sizebigger than0.32 ac77% of homes79% of homes78% of homes
Year builtnewer than198557% of homes57% of homes77% of homes

About 3815 Rock Bluff Ct

How much is 3815 Rock Bluff Ct, Saint Louis, MO worth?

The TopHap Estimate for 3815 Rock Bluff Ct, Saint Louis, MO is $421,908 as of Jul 14, 2026. The likely range is $407,957 to $435,859. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3815 Rock Bluff Ct, Saint Louis, MO last sell?

3815 Rock Bluff Ct, Saint Louis, MO last sold on Jan 3, 2013 for $170,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 3815 Rock Bluff Ct, Saint Louis, MO?

3815 Rock Bluff Ct, Saint Louis, MO has 4 bedrooms, 3 bathrooms, 2,715 square feet of living space and a 0.32-acre lot.

When was 3815 Rock Bluff Ct, Saint Louis, MO built?

3815 Rock Bluff Ct, Saint Louis, MO was built in 1985, making it 41 years old. It is a conventional home. The building has 2 stories.

What schools serve 3815 Rock Bluff Ct, Saint Louis, MO?

3815 Rock Bluff Ct, Saint Louis, MO is assigned to Blades Elementary School (elementary), rated B+; Oakville High School (high), rated A+; Bernard Middle School (middle), rated B+. All sit in Mehlville R-Ix School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3815 Rock Bluff Ct, Saint Louis, MO compare to other homes in Saint Louis 63129?

Among the 18,746 homes in Saint Louis 63129, it is worth more than 77% of them ($421,908 against a typical $333,152), its price per square foot is higher than 13% of them ($155 against a typical $189), it is bigger than 87% of them (2,715 ft² against a typical 1,724 ft²), its lot is bigger than 79% of them (0.32 ac against a typical 0.23 ac) and it is newer than 57% of them (1985 against a typical 1983). Measured against all of St. Louis County, it is worth more than 73% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3815 Rock Bluff Ct, Saint Louis, MO?

The 2024 property tax bill for 3815 Rock Bluff Ct, Saint Louis, MO was $4,894. The county assessed it at $81,000.

Closest homes

More homes in Saint Louis 63129

Assigned schools

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