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Single Family ResidenceResidential
$251,748$181 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $82,000 on Mar 20, 2002

3815 RUBY DR

FRANKLIN, OH 45005
3
Beds
1.5
Baths
1,392 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.44 ac
Lot SizeThe size of the land the home sits on, from county records.
1963
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$252K
$224K low$279K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$82,000 · Mar 20, 2002
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$53,748
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$42,998
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.79%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$168,000
SHAREFAX CU · recorded Mar 17, 2022
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$30,000
SHAREFAX CU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,490 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$56,020 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$12,810
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$43,210
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$160,060

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
73
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
26
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWARREN
Lot (acres)The size of the land the home sits on, from county records.0.43
ConstructionThe main material the home's frame and walls are built from.Brick
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Franklin Junior High SchoolC-
Middle · Grades 6–8 · 3.9 mi
H
Franklin High SchoolC-
High · Grades 9–12 · 3.9 mi
E
George H. Gerke Elementary School
Elementary · Grades 1–1 · 4.3 mi

District: Franklin City School District

Neighborhood · ZIP 45005These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.129
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.214
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.34,844
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.949 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,909
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,175
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.51%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3815 Ruby Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Warren County
  • Costs less per square foot than 72% of homes in Warren County
  • Smaller than 76% of homes in Warren County
  • Older than 83% of homes in Warren County

What homes are worth in Franklin 45005

Each bar is how many homes fall in that price range. The marker is this home.

This home
$96K$580K

This home is worth more than 50% of homes in Franklin 45005.

How it measures up in Franklin 45005

The dot is this home. The mark in the middle is the typical home in Franklin 45005.

Estimated value$251,748
CheaperTypical $251,530Pricier

Pricier than 50% of homes nearby

Price per ft²$181
CheaperTypical $171Pricier

Pricier than 58% of homes nearby

Living area1,392 ft²
SmallerTypical 1,443 ft²Bigger

Bigger than 46% of homes nearby

Lot size0.44 ac
SmallerTypical 0.36 acBigger

Bigger than 56% of homes nearby

Year built1963
OlderTypical 1971Newer

Newer than 41% of homes nearby

How 3815 Ruby Dr ranks against every home in each area.
MeasureThis homeFranklin 45005Warren County
Estimated valuepricier than$251,74850% of homes18% of homes
Price per ft²pricier than$18158% of homes28% of homes
Living areabigger than1,392 ft²46% of homes24% of homes
Lot sizebigger than0.44 ac56% of homes62% of homes
Year builtnewer than196341% of homes17% of homes

About 3815 Ruby Dr

How much is 3815 Ruby Dr, Franklin, OH worth?

The TopHap Estimate for 3815 Ruby Dr, Franklin, OH is $251,748 as of Jul 14, 2026. The likely range is $224,144 to $279,352. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3815 Ruby Dr, Franklin, OH last sell?

3815 Ruby Dr, Franklin, OH last sold on Mar 20, 2002 for $82,000, according to the county's recorded deed.

How big is 3815 Ruby Dr, Franklin, OH?

3815 Ruby Dr, Franklin, OH has 3 bedrooms, 1.5 bathrooms, 1,392 square feet of living space and a 0.43-acre lot.

When was 3815 Ruby Dr, Franklin, OH built?

3815 Ruby Dr, Franklin, OH was built in 1963, making it 63 years old. The building has 1 story.

What schools serve 3815 Ruby Dr, Franklin, OH?

3815 Ruby Dr, Franklin, OH is assigned to Franklin Junior High School (middle), rated C-; Franklin High School (high), rated C-; George H. Gerke Elementary School (elementary). All sit in Franklin City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3815 Ruby Dr, Franklin, OH compare to other homes in Franklin 45005?

Among the 11,815 homes in Franklin 45005, it is worth more than 50% of them ($251,748 against a typical $251,530), its price per square foot is higher than 58% of them ($181 against a typical $171), it is bigger than 46% of them (1,392 ft² against a typical 1,443 ft²), its lot is bigger than 56% of them (0.44 ac against a typical 0.36 ac) and it is newer than 41% of them (1963 against a typical 1971). Measured against all of Warren County, it is worth more than 18% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3815 Ruby Dr, Franklin, OH?

The 2024 property tax bill for 3815 Ruby Dr, Franklin, OH was $2,490. The county assessed it at $56,020.

Closest homes

More homes in Franklin 45005

Assigned schools

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