Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$628,549$275 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3816 UPPER PACK RIVER RD

SANDPOINT, ID 83864
6
Beds
2
Baths
2,284 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1973
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$629K
$595K low$662K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$441,410
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$353,128
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.30%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$187,139
WELLS FARGO BANK NA · recorded Nov 8, 2010

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,251 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$430,553 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$460,837
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$430,553

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
52
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
46
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
82
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
4
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBONNER
Lot (acres)The size of the land the home sits on, from county records.5.50
RoofThe main material covering the roof, such as asphalt shingle or tile.Galvanized
HeatingThe type of heating system in the home.Baseboard
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Kootenai ElementaryC+
Elementary · Grades KG–6 · 10.6 mi
M
Sandpoint Middle SchoolB+
Middle · Grades 7–8 · 13.5 mi
H
Sandpoint High SchoolC
High · Grades 9–12 · 13.7 mi

District: Lake Pend Oreille School District 84

Neighborhood · ZIP 83864These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.71

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.23,284
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.36 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,503
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,092
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3816 Upper Pack River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 67% of homes in Bonner County
  • Costs less per square foot than 96% of homes in Sandpoint 83864
  • Bigger than 77% of homes in Bonner County
  • Has a bigger lot than 72% of homes in Sandpoint 83864
  • Older than 78% of homes in Bonner County

What homes are worth in Sandpoint 83864

Each bar is how many homes fall in that price range. The marker is this home.

This home
$347K$3.2M

This home is worth more than 34% of homes in Sandpoint 83864.

How it measures up in Sandpoint 83864

The dot is this home. The mark in the middle is the typical home in Sandpoint 83864.

Estimated value$628,549
CheaperTypical $774,743Pricier

Pricier than 34% of homes nearby

Price per ft²$275
CheaperTypical $448Pricier

Pricier than 4% of homes nearby

Living area2,284 ft²
SmallerTypical 1,620 ft²Bigger

Bigger than 75% of homes nearby

Lot size5.5 ac
SmallerTypical 1 acBigger

Bigger than 72% of homes nearby

Year built1973
OlderTypical 1994Newer

Newer than 23% of homes nearby

How 3816 Upper Pack River Rd ranks against every home in each area.
MeasureThis homeSandpoint 83864Bonner County
Estimated valuepricier than$628,54934% of homes33% of homes
Price per ft²pricier than$2754% of homes7% of homes
Living areabigger than2,284 ft²75% of homes77% of homes
Lot sizebigger than5.5 ac72% of homes72% of homes
Year builtnewer than197323% of homes22% of homes

About 3816 Upper Pack River Rd

How much is 3816 Upper Pack River Rd, Sandpoint, ID worth?

The TopHap Estimate for 3816 Upper Pack River Rd, Sandpoint, ID is $628,549 as of Jul 14, 2026. The likely range is $595,345 to $661,753. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3816 Upper Pack River Rd, Sandpoint, ID last sell?

3816 Upper Pack River Rd, Sandpoint, ID last sold on Feb 26, 2021, according to the county's recorded deed.

How big is 3816 Upper Pack River Rd, Sandpoint, ID?

3816 Upper Pack River Rd, Sandpoint, ID has 6 bedrooms, 2 bathrooms, 2,284 square feet of living space and a 5.50-acre lot.

When was 3816 Upper Pack River Rd, Sandpoint, ID built?

3816 Upper Pack River Rd, Sandpoint, ID was built in 1973, making it 53 years old. The building has 2 stories.

What schools serve 3816 Upper Pack River Rd, Sandpoint, ID?

3816 Upper Pack River Rd, Sandpoint, ID is assigned to Kootenai Elementary (elementary), rated C+; Sandpoint Middle School (middle), rated B+; Sandpoint High School (high), rated C. All sit in Lake Pend Oreille School District 84. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3816 Upper Pack River Rd, Sandpoint, ID compare to other homes in Sandpoint 83864?

Among the 9,360 homes in Sandpoint 83864, it is worth more than 34% of them ($628,549 against a typical $774,743), its price per square foot is higher than 4% of them ($275 against a typical $448), it is bigger than 75% of them (2,284 ft² against a typical 1,620 ft²), its lot is bigger than 72% of them (5.5 ac against a typical 1 ac) and it is newer than 23% of them (1973 against a typical 1994). Measured against all of Bonner County, it is worth more than 33% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3816 Upper Pack River Rd, Sandpoint, ID?

The 2025 property tax bill for 3816 Upper Pack River Rd, Sandpoint, ID was $1,251. The county assessed it at $430,553.

Closest homes

More homes in Sandpoint 83864

Assigned schools

Explore the area

See this home in context

Open 3816 Upper Pack River Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map