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Single Family ResidenceResidential
$323,977$214 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $85,000 on Nov 26, 1986

3820 SARATOGA DR

RALEIGH, NC 27604
2
Baths
1,517 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1981
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$324K
$289K low$359K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$85,000 · Nov 26, 1986
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$163,777
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$131,022
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.50%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$150,000
STATE EMPLOYEES CU · recorded Apr 30, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$10,200
STATE EMPS FCU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,834 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$322,617 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$140,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$182,617
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$322,617
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$322,617

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.26
76
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
12
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
45
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.59 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyWake
Lot (acres)The size of the land the home sits on, from county records.0.24
ConstructionThe main material the home's frame and walls are built from.Brick
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 228 ft²Porch · 20 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Brentwood Magnet Elementary SchoolC
Elementary · Grades PK–5 · 0.6 mi
M
East Millbrook Magnet Middle SchoolD-
Middle · Grades 6–8 · 1.6 mi
H
Heritage High SchoolB
High · Grades 9–12 · 8.5 mi

District: Wake County Schools

Neighborhood · ZIP 27604These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.130
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.45

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.53,411
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,450 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,226
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,429
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3820 Saratoga Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 80% of homes in Wake County
  • Smaller than 78% of homes in Wake County
  • Has a bigger lot than 65% of homes in Raleigh 27604
  • Older than 82% of homes in Wake County

What homes are worth in Raleigh 27604

Each bar is how many homes fall in that price range. The marker is this home.

This home
$171K$1.1M

This home is worth more than 43% of homes in Raleigh 27604.

How it measures up in Raleigh 27604

The dot is this home. The mark in the middle is the typical home in Raleigh 27604.

Estimated value$323,977
CheaperTypical $335,952Pricier

Pricier than 43% of homes nearby

Price per ft²$214
CheaperTypical $210Pricier

Pricier than 54% of homes nearby

Living area1,517 ft²
SmallerTypical 1,573 ft²Bigger

Bigger than 46% of homes nearby

Lot size0.24 ac
SmallerTypical 0.18 acBigger

Bigger than 65% of homes nearby

Year built1981
OlderTypical 1992Newer

Newer than 34% of homes nearby

How 3820 Saratoga Dr ranks against every home in each area.
MeasureThis homeAtlanticRaleigh 27604Wake County
Estimated valuepricier than$323,97760% of homes43% of homes20% of homes
Price per ft²pricier than$21459% of homes54% of homes38% of homes
Living areabigger than1,517 ft²56% of homes46% of homes22% of homes
Lot sizebigger than0.24 ac36% of homes65% of homes49% of homes
Year builtnewer than198163% of homes34% of homes18% of homes

About 3820 Saratoga Dr

How much is 3820 Saratoga Dr, Raleigh, NC worth?

The TopHap Estimate for 3820 Saratoga Dr, Raleigh, NC is $323,977 as of Jul 14, 2026. The likely range is $288,938 to $359,016. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3820 Saratoga Dr, Raleigh, NC last sell?

3820 Saratoga Dr, Raleigh, NC last sold on Nov 26, 1986 for $85,000, according to the county's recorded deed.

How big is 3820 Saratoga Dr, Raleigh, NC?

3820 Saratoga Dr, Raleigh, NC has 2 bathrooms, 1,517 square feet of living space and a 0.24-acre lot.

When was 3820 Saratoga Dr, Raleigh, NC built?

3820 Saratoga Dr, Raleigh, NC was built in 1981, making it 45 years old. It is a conventional home. The building has 1 story.

What schools serve 3820 Saratoga Dr, Raleigh, NC?

3820 Saratoga Dr, Raleigh, NC is assigned to Brentwood Magnet Elementary School (elementary), rated C; East Millbrook Magnet Middle School (middle), rated D-; Heritage High School (high), rated B. All sit in Wake County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3820 Saratoga Dr, Raleigh, NC compare to other homes in Raleigh 27604?

Among the 14,678 homes in Raleigh 27604, it is worth more than 43% of them ($323,977 against a typical $335,952), its price per square foot is higher than 54% of them ($214 against a typical $210), it is bigger than 46% of them (1,517 ft² against a typical 1,573 ft²), its lot is bigger than 65% of them (0.24 ac against a typical 0.18 ac) and it is newer than 34% of them (1981 against a typical 1992). Measured against all of Wake County, it is worth more than 20% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3820 Saratoga Dr, Raleigh, NC?

The 2025 property tax bill for 3820 Saratoga Dr, Raleigh, NC was $2,834. The county assessed it at $322,617.

Closest homes

More homes in Raleigh 27604

Assigned schools

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