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Single Family ResidenceResidential
$1,137,179$136 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $875,000 on Feb 14, 2020

3828 SPRING CREEK RD

ROCKFORD, IL 61107
5
Beds
5.5
Baths
8,356 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
10.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1950
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
13
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.1M
$1.1M low$1.2M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$875,000 · Feb 14, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$493,179
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$394,543
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.60%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$644,000
MIDLAND STATES BANK · recorded Mar 17, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$39,896 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$451,873 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$103,386
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$348,487
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$405,522
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,355,619

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
68
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
62
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
31
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Custom Design
CountyWINNEBAGO
ConstructionThe main material the home's frame and walls are built from.Stone
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Traffic

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Eisenhower Middle SchoolD
Middle · Grades 6–8 · 0.3 mi
E
Carlson Elementary SchoolC
Elementary · Grades KG–5 · 0.8 mi
H
Guilford High SchoolD
High · Grades 9–12 · 1.5 mi

District: Rockford School District 205

Neighborhood · ZIP 61107These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.89
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.41

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.29,768
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,019 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,050
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,291
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3828 Spring Creek Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Rockford 61107
  • Costs more per square foot than 72% of homes in Rockford 61107
  • Among the largest homes in Rockford 61107
  • Has a bigger lot than 98% of homes in Winnebago County
  • Older than 73% of homes in Rockford 61107

What homes are worth in Rockford 61107

Each bar is how many homes fall in that price range. The marker is this home.

This home
$101K$561K

This home is worth more than almost all homes in Rockford 61107.

How it measures up in Rockford 61107

The dot is this home. The mark in the middle is the typical home in Rockford 61107.

Estimated value$1,137,179
CheaperTypical $224,626Pricier

Pricier than almost all homes nearby

Price per ft²$136
CheaperTypical $117Pricier

Pricier than 72% of homes nearby

Living area8,356 ft²
SmallerTypical 1,928 ft²Bigger

Bigger than almost all homes nearby

Lot size10.13 ac
SmallerTypical 0.26 acBigger

Bigger than 97% of homes nearby

Year built1950
OlderTypical 1959Newer

Newer than 27% of homes nearby

How 3828 Spring Creek Rd ranks against every home in each area.
MeasureThis homeRockford 61107Winnebago County
Estimated valuepricier than$1,137,179almost all homesalmost all homes
Price per ft²pricier than$13672% of homes60% of homes
Living areabigger than8,356 ft²almost all homesalmost all homes
Lot sizebigger than10.13 ac97% of homes98% of homes
Year builtnewer than195027% of homes28% of homes

About 3828 Spring Creek Rd

How much is 3828 Spring Creek Rd, Rockford, IL worth?

The TopHap Estimate for 3828 Spring Creek Rd, Rockford, IL is $1,137,179 as of Jul 14, 2026. The likely range is $1,053,313 to $1,221,045. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3828 Spring Creek Rd, Rockford, IL last sell?

3828 Spring Creek Rd, Rockford, IL last sold on Feb 14, 2020 for $875,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 3828 Spring Creek Rd, Rockford, IL?

3828 Spring Creek Rd, Rockford, IL has 5 bedrooms, 5.5 bathrooms and 8,356 square feet of living space.

When was 3828 Spring Creek Rd, Rockford, IL built?

3828 Spring Creek Rd, Rockford, IL was built in 1950, making it 76 years old. It is a custom design home. The building has 2 stories.

What schools serve 3828 Spring Creek Rd, Rockford, IL?

3828 Spring Creek Rd, Rockford, IL is assigned to Eisenhower Middle School (middle), rated D; Carlson Elementary School (elementary), rated C; Guilford High School (high), rated D. All sit in Rockford School District 205. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3828 Spring Creek Rd, Rockford, IL compare to other homes in Rockford 61107?

Among the 11,017 homes in Rockford 61107, it is worth more than almost all of them ($1,137,179 against a typical $224,626), its price per square foot is higher than 72% of them ($136 against a typical $117), it is bigger than almost all of them (8,356 ft² against a typical 1,928 ft²), its lot is bigger than 97% of them (10.13 ac against a typical 0.26 ac) and it is newer than 27% of them (1950 against a typical 1959). Measured against all of Winnebago County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3828 Spring Creek Rd, Rockford, IL?

The 2025 property tax bill for 3828 Spring Creek Rd, Rockford, IL was $39,896. The county assessed it at $451,873.

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