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Single Family ResidenceResidential
$1,838,038$387 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

38399 S RUBY LOOP

SCIO, OR 97374
3
Beds
4
Baths
4,746 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
87.87 ac
Lot SizeThe size of the land the home sits on, from county records.
2001
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$1.8M
$1.6M low$2M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,220,038
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$976,030
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.31%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$618,000
WELLS FARGO BANK NA · recorded May 24, 2005

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,211 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$793,374 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$770,269
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,752,260

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountyLinn
Lot (acres)The size of the land the home sits on, from county records.87.87
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 120 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Centennial Elementary SchoolC
Elementary · Grades KG–5 · 3.6 mi
M
Scio Middle SchoolC
Middle · Grades 6–8 · 3.7 mi
H
Scio High SchoolC
High · Grades 9–12 · 4.0 mi

District: Scio School District 95

Neighborhood · ZIP 97374These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.76
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.110
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.133

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.6,034
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.34 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$91,989
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,680
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.61 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

38399 S Ruby Loop measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Linn County
  • Costs more per square foot than 92% of homes in Linn County
  • Among the largest homes in Scio 97374
  • Has a bigger lot than 98% of homes in Linn County
  • Newer than 80% of homes in Scio 97374

What homes are worth in Scio 97374

Each bar is how many homes fall in that price range. The marker is this home.

This home
$280K$1.6M

This home is worth more than almost all homes in Scio 97374.

How it measures up in Scio 97374

The dot is this home. The mark in the middle is the typical home in Scio 97374.

Estimated value$1,838,038
CheaperTypical $630,790Pricier

Pricier than almost all homes nearby

Price per ft²$387
CheaperTypical $333Pricier

Pricier than 66% of homes nearby

Living area4,746 ft²
SmallerTypical 1,663 ft²Bigger

Bigger than almost all homes nearby

Lot size87.87 ac
SmallerTypical 5.17 acBigger

Bigger than 93% of homes nearby

Year built2001
OlderTypical 1979Newer

Newer than 80% of homes nearby

How 38399 S Ruby Loop ranks against every home in each area.
MeasureThis homeScio 97374Linn County
Estimated valuepricier than$1,838,038almost all homesalmost all homes
Price per ft²pricier than$38766% of homes92% of homes
Living areabigger than4,746 ft²almost all homesalmost all homes
Lot sizebigger than87.87 ac93% of homes98% of homes
Year builtnewer than200180% of homes77% of homes

About 38399 S Ruby Loop

How much is 38399 S Ruby Loop, Scio, OR worth?

The TopHap Estimate for 38399 S Ruby Loop, Scio, OR is $1,838,038 as of Jul 14, 2026. The likely range is $1,648,573 to $2,027,503. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 38399 S Ruby Loop, Scio, OR?

38399 S Ruby Loop, Scio, OR has 3 bedrooms, 4 bathrooms, 4,746 square feet of living space and a 87.87-acre lot.

When was 38399 S Ruby Loop, Scio, OR built?

38399 S Ruby Loop, Scio, OR was built in 2001, making it 25 years old. It is a contemporary home. The building has 1 story.

What schools serve 38399 S Ruby Loop, Scio, OR?

38399 S Ruby Loop, Scio, OR is assigned to Centennial Elementary School (elementary), rated C; Scio Middle School (middle), rated C; Scio High School (high), rated C. All sit in Scio School District 95. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 38399 S Ruby Loop, Scio, OR compare to other homes in Scio 97374?

Among the 2,588 homes in Scio 97374, it is worth more than almost all of them ($1,838,038 against a typical $630,790), its price per square foot is higher than 66% of them ($387 against a typical $333), it is bigger than almost all of them (4,746 ft² against a typical 1,663 ft²), its lot is bigger than 93% of them (87.87 ac against a typical 5.17 ac) and it is newer than 80% of them (2001 against a typical 1979). Measured against all of Linn County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 38399 S Ruby Loop, Scio, OR?

The 2025 property tax bill for 38399 S Ruby Loop, Scio, OR was $9,211. The county assessed it at $793,374.

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Closest homes

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Assigned schools

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