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Planned Unit Development (Pud)Residential
$282,641$202 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $201,500 on Dec 4, 2018

384 HARBOR RIDGE DR

PALM HARBOR, FL 34683
0
Baths
1,400 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,165 ft²
Lot SizeThe size of the land the home sits on, from county records.
2013
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$283K
$251K low$314K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$201,500 · Dec 4, 2018
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$114,141
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$91,313
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.57%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$168,500
HOME ACCESS FIANCIAL LLC · recorded Jul 30, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,107 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$214,402 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$208,360
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$283,372

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.46 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.98%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Planned Unit Development (Pud)
CountyPinellas
ConstructionThe main material the home's frame and walls are built from.Wood Frame
HeatingThe type of heating system in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Average

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Sutherland ElementaryA+
Elementary · Grades PK–5 · 1.9 mi
H
Tarpon Springs High SchoolB-
High · Grades 9–12 · 1.9 mi
M
Tarpon Springs Middle SchoolB-
Middle · Grades 6–8 · 2.4 mi

District: Pinellas County School District

Neighborhood · ZIP 34683These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.65
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.69
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.33,726
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,585 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$85,752
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,401
Average tempThe average temperature here across a full year.72°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

384 Harbor Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 92% of homes in Cove Springs
  • Costs less per square foot than 96% of homes in Cove Springs
  • Smaller than 66% of homes in Palm Harbor 34683
  • Among the smallest lots in Pinellas County
  • Newer than 97% of homes in Pinellas County

What homes are worth in Palm Harbor 34683

Each bar is how many homes fall in that price range. The marker is this home.

This home
$153K$1.6M

This home is worth more than 15% of homes in Palm Harbor 34683.

How it measures up in Palm Harbor 34683

The dot is this home. The mark in the middle is the typical home in Palm Harbor 34683.

Estimated value$282,641
CheaperTypical $495,515Pricier

Pricier than 15% of homes nearby

Price per ft²$202
CheaperTypical $278Pricier

Pricier than 10% of homes nearby

Living area1,400 ft²
SmallerTypical 1,696 ft²Bigger

Bigger than 34% of homes nearby

Lot size2,165 ft²
SmallerTypical 0.24 acBigger

Bigger than 2% of homes nearby

Year built2013
OlderTypical 1985Newer

Newer than 96% of homes nearby

How 384 Harbor Ridge Dr ranks against every home in each area.
MeasureThis homeCove SpringsPalm Harbor 34683Pinellas County
Estimated valuepricier than$282,6418% of homes15% of homes29% of homes
Price per ft²pricier than$2024% of homes10% of homes19% of homes
Living areabigger than1,400 ft²44% of homes34% of homes56% of homes
Lot sizebigger than2,165 ft²7% of homes2% of homesalmost no homes
Year builtnewer than201383% of homes96% of homes97% of homes

About 384 Harbor Ridge Dr

How much is 384 Harbor Ridge Dr, Palm Harbor, FL worth?

The TopHap Estimate for 384 Harbor Ridge Dr, Palm Harbor, FL is $282,641 as of Jul 14, 2026. The likely range is $251,181 to $314,101. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 384 Harbor Ridge Dr, Palm Harbor, FL last sell?

384 Harbor Ridge Dr, Palm Harbor, FL last sold on Dec 4, 2018 for $201,500, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

When was 384 Harbor Ridge Dr, Palm Harbor, FL built?

384 Harbor Ridge Dr, Palm Harbor, FL was built in 2013, making it 13 years old. The building has 2 stories.

What schools serve 384 Harbor Ridge Dr, Palm Harbor, FL?

384 Harbor Ridge Dr, Palm Harbor, FL is assigned to Sutherland Elementary (elementary), rated A+; Tarpon Springs High School (high), rated B-; Tarpon Springs Middle School (middle), rated B-. All sit in Pinellas County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 384 Harbor Ridge Dr, Palm Harbor, FL compare to other homes in Palm Harbor 34683?

Among the 13,755 homes in Palm Harbor 34683, it is worth more than 15% of them ($282,641 against a typical $495,515), its price per square foot is higher than 10% of them ($202 against a typical $278), it is bigger than 34% of them (1,400 ft² against a typical 1,696 ft²), its lot is bigger than 2% of them (2,165 ft² against a typical 0.24 ac) and it is newer than 96% of them (2013 against a typical 1985). Measured against all of Pinellas County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 384 Harbor Ridge Dr, Palm Harbor, FL?

The 2025 property tax bill for 384 Harbor Ridge Dr, Palm Harbor, FL was $3,107. The county assessed it at $214,402.

Closest homes

More homes in Palm Harbor 34683

Assigned schools

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