Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$521,710$500 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 66How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $412,000 on Oct 5, 2020

384 RIVERWOOD LN

SPARTA, NC 28675
2
Beds
2
Baths
1,043 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.42 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$522K
$346K low$697K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$412,000 · Oct 5, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$209,710
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$167,768
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.64%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$312,000
WELLS FARGO BANK NA · recorded Oct 5, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,523 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$386,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$198,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$188,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$386,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$386,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.61
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
25
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
76
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
87
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyAlleghany
Lot (acres)The size of the land the home sits on, from county records.3.42
CoolingThe type of cooling or air conditioning in the home.Central
ViewThe type of view from the property, or another feature of the site that affects value.Water
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 16 ft²Porch · 492 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 28675These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.124
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.90

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.74%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.6,804
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.61 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$44,713
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$67,967
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

384 Riverwood Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Sparta 28675
  • Costs more per square foot than 98% of homes in Sparta 28675
  • Smaller than 81% of homes in Sparta 28675
  • Has a bigger lot than 71% of homes in Alleghany County
  • Newer than 84% of homes in Sparta 28675

What homes are worth in Sparta 28675

Each bar is how many homes fall in that price range. The marker is this home.

This home
$42K$851K

This home is worth more than 91% of homes in Sparta 28675.

How it measures up in Sparta 28675

The dot is this home. The mark in the middle is the typical home in Sparta 28675.

Estimated value$521,710
CheaperTypical $231,585Pricier

Pricier than 91% of homes nearby

Price per ft²$500
CheaperTypical $154Pricier

Pricier than 98% of homes nearby

Living area1,043 ft²
SmallerTypical 1,512 ft²Bigger

Bigger than 19% of homes nearby

Lot size3.42 ac
SmallerTypical 1.47 acBigger

Bigger than 70% of homes nearby

Year built2005
OlderTypical 1978Newer

Newer than 84% of homes nearby

How 384 Riverwood Ln ranks against every home in each area.
MeasureThis homeSparta 28675Alleghany County
Estimated valuepricier than$521,71091% of homes86% of homes
Price per ft²pricier than$50098% of homes98% of homes
Living areabigger than1,043 ft²19% of homes19% of homes
Lot sizebigger than3.42 ac70% of homes71% of homes
Year builtnewer than200584% of homes82% of homes

About 384 Riverwood Ln

How much is 384 Riverwood Ln, Sparta, NC worth?

The TopHap Estimate for 384 Riverwood Ln, Sparta, NC is $521,710 as of Jul 14, 2026. The likely range is $346,055 to $697,365. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 384 Riverwood Ln, Sparta, NC last sell?

384 Riverwood Ln, Sparta, NC last sold on Oct 5, 2020 for $412,000, according to the county's recorded deed.

How big is 384 Riverwood Ln, Sparta, NC?

384 Riverwood Ln, Sparta, NC has 2 bedrooms, 2 bathrooms, 1,043 square feet of living space and a 3.42-acre lot.

When was 384 Riverwood Ln, Sparta, NC built?

384 Riverwood Ln, Sparta, NC was built in 2005, making it 21 years old. It is a cape cod home. The building has 2 stories.

How does 384 Riverwood Ln, Sparta, NC compare to other homes in Sparta 28675?

Among the 3,681 homes in Sparta 28675, it is worth more than 91% of them ($521,710 against a typical $231,585), its price per square foot is higher than 98% of them ($500 against a typical $154), it is bigger than 19% of them (1,043 ft² against a typical 1,512 ft²), its lot is bigger than 70% of them (3.42 ac against a typical 1.47 ac) and it is newer than 84% of them (2005 against a typical 1978). Measured against all of Alleghany County, it is worth more than 86% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 384 Riverwood Ln, Sparta, NC?

The 2025 property tax bill for 384 Riverwood Ln, Sparta, NC was $2,523. The county assessed it at $386,700.

Closest homes

More homes in Sparta 28675

Explore the area

See this home in context

Open 384 Riverwood Ln on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map